Women’s superpower: Investing

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Women’s superpower: Investing

Watch our experts share ways to tap into your ability to build a more secure financial future.

Watch now

Merrill Lynch

The Testwuide Team

Wealth Management Group

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Merrill Lynch
Wealth Management

The Testwuide Team believes that good relationships are built through teamwork and involvement, delivered through our advisors, wealth management client associates and access to the global investment capabilities of Merrill and the banking convenience of Bank of America. We want to be your primary source for financial advice and guidance. And we want you to value the dedication and diligence offered to you at each step of the financial planning process.

Expansive capabilities and individualized strategies

Rob Testwuide joined Merrill in 1994 and put together a planning based wealth management team in 1996 to deliver clients a broad array of services with a personalized approach.  The team’s Financial Advisors have extensive experience in financial services working with affluent families, individuals, non-for-profit organizations, corporate executives and private business owners.

The Testwuide Team can help you pursue your goals by handling, in a coordinated way, the numerous and detailed financial challenges that often accompany wealth. Our experience allows each of us to tap other team members' experience and knowledge to build an individualized wealth management strategy for you. We believe that clients appreciate our team's continuity, as well as our focus on engaging clients in the wealth management process and helping them get the most out of their relationship with us.

Our Philosophy

Rob Testwuide joined Merrill in 1994 and put together a goals based wealth management team to deliver clients a broad array of services with a personalized approach. The team’s Financial Advisors have extensive experience in financial services working with affluent families, not-for-profit organizations, corporate executives and business owners.

The team can help you pursue your goals and handle, in a coordinated way, the financial challenges that accompany wealth. Our experience enables our team to build an individualized wealth management strategy for you. We believe that clients appreciate our team’s continuity, as well as our focus on engaging clients in the wealth management process and helping them get the most out of their relationship with us.

Strategies designed to help you pursue your financial goals

We understand that clients value performance, and we work diligently to offer customized strategies designed to help you accumulate wealth. Working as a cohesive group, we have been able to implement Merrill's advanced and sophisticated suite of services designed to help clients pursue their financial goals.

We can assist you with strategies for:

  • Wealth accumulation
  • College funding
  • Retirement income planning
  • Wealth transfer
  • Philanthropy
  • Credit and banking through Bank of America
Although we may have assisted clients in similar situations, we don't jump to conclusions or shortcut analyses of your particular goals.

A refined and disciplined process for taking care of your wealth

Before any investments are made, we ask you to complete a thorough and refined wealth management process. We believe it is the first and most important step toward pursuing your financial goals.

During this process, we help you:

  • Define your vision of your future
  • Identify and prioritize your goals and discover your risk tolerance, liquidity needs and time horizon
  • Develop financial strategies intended to help you pursue your goals
  • Find innovative and cost-effective ways to execute your strategies so you can pursue the life you want to live
  • Stay on track with your investment strategy by regularly reviewing and rebalancing your assets
A well-thought-out wealth management strategy can help lead you toward greater financial opportunities. Upon completion of this process, we hope you feel that you have the appropriate people and strategies working to help you pursue your goals.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Robert L. Testwuide III

Forbes “Best-in-State Wealth Management Teams” 2023 and 2024
Published annually in January. Rankings based on data as of March 31 of prior year.*

Forbes "Best-in-State Wealth Advisors" 2018-2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Susan E. Prince

Forbes “Best-in-State Wealth Management Teams” 2023 and 2024
Published annually in January. Rankings based on data as of March 31 of prior year.*

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Keller Hardy

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #1043656

Emmanuel Appiah-Berko

Wealth Management Banking Specialist

Merrill

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      We believe there is no substitute for having a relationship with a team of Merrill Lynch Wealth Management Advisors committed to your needs, who can leverage the investment insights of Merrill and offer access to the banking convenience of Bank of America to help clients navigate the financial and economic landscapes. Let’s work together to help you pursue your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.


      The Power of the Right Advisor®
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.