The MZKCD Group Team Photo

The MZKCD Group

Merrill Lynch Wealth Management
30 E. 7th Street
Suite 3400
St. Paul, MN 55101
(866) 239-0531
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Our team focuses on addressing the investing and fiduciary responsibilities of institutions as well as the wealth management needs of individuals and families. We work closely with clients to determine their needs so that we can craft customized financial strategies to help them pursue their goals.
The MZKCD Group
Merrill Lynch Wealth Management
Welcome

Managing your wealth begins with a deep understanding of your full financial picture. Based on what matters most to you, I can help create a strategy as flexible as today's changing market conditions, and I can provide access to the investment insights of Merrill and the banking convenience and lending solutions of Bank of America. I will work to help you pursue your goals through personalized wealth management strategies.

Recognition
The MZKCD Group Team Photo
The MZKCD Group
Forbes "Best-in-State Wealth Management Teams", 2023-2024
(Published annually in January. Rankings based on data as of March 31 of prior year.)
Click here to learn more about advisor recognitions
Meet Our Team
Mary Mc Dougall,

CFP®,CIMA®

Senior Vice President, Wealth Management Advisor
651.298.1786
Chad Zawacki,

CFP®,CKP®,CPFA™,CRPC™

Senior Vice President, Senior Resident Director - Wealth Management Advisor
651.298.1706
Angela Krebsbach,

CDFA®,CFP®,CIMA®,CPFA™,CRPC™

Senior Vice President, Wealth Management Advisor
651.298.7539
Nneka Serwaa Constantino,

CPFA™

Vice President, Senior Financial Advisor
651.298.1729
Michael Droddy,

CPFA™

Assistant Vice President, Senior Financial Advisor
651.298.1708
Rachel Balts
Wealth Management Client Associate
651.298.1736
Heather J Winfield
Assistant Vice President, Wealth Management Associate
651.298.1705
Rathsamy J Kongvong
Wealth Management Client Associate
651.298.1702
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Coy Chelgren
Wealth Management Banking Specialist
Joseph McCullough
Wealth Strategies Advisor
Mark A Perunovich
Wealth Management Lending Officer
NMLS #484330
Insights
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.
C(k)P® is a registered trademark of The Retirement Advisor University, Inc.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
CDFA® and Certified Divorce Financial Analyst® are trademarks of The Institute for Divorce Financial AnalystsTM.