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Nicole    Hawkins-Normand 

Professional Profile

Nicole and her team deliver total wealth management solutions, assisting clients with a variety of financial needs including:

*Portfolio review and analysis
*Portfolio selection, management, and diversification
*Career transistion and retirement planning
*Commercial and residential lending
*Coordination of estate reviews and trust services

Nicole has over 20 years of experience in business including financial, marketing, and personnel management. Her career in the financial services industry began in 1998 and she joined Merrill Lynch in 2007.

She is a 1992 graduate of the University of Mary Washington with a Bachelor of Arts Degree in Geography and a minor in Economics.

In addition, Nicole is actively involved in the local community including:

- board member for THRIVE, the healing center
- member of The Gerry Bertier #42 foundation
- member of RAPHC
- member of the Business Builders Networking Group.
- grand slam supporter for Spotsylvania Little League Baseball

Nicole also enjoys providing financial literacy presentations for the local community.

Client Commitment


For questions regarding registration information please contact your Financial Advisor.
Nicole Hawkins-Normand

Financial Advisor

Merrill Lynch
910 princess anne street
fredericksburg, VA  22401 

Phone: (540) 899-2450

Email:  

Professional Staff


(540) 899-2462