PROFESSIONAL PROFILE

As a Merrill Lynch Financial Advisor, my objective is to develop long-term financial advisory relationships that are unique to each and every client. It is my practice to promote a personal approach to investing consistent with each client's investment goals and risk/reward tolerance.

Through Merrill Lynch, I am able to provide a wide array of financial/investment services including financial strategies, retirement planning, estate planning, college planning and investment portfolio management. In conjunction with these services, I am supported by specialists and top-rated research.

I am a 25 year resident of Placer County, California. I am Series 7, 63, 66 registered and hold a California Insurance License and a CFM certification. Prior to joining Merrill Lynch in 1996 I held various positions in the financial services industry.