PROFESSIONAL PROFILE

DANKER/DECAPITE GROUP MISSION STATEMENT

Our team partners with our clients in achieving their financial goals through mutual respect, and trusted advice.

We understand individual client needs, and provide a straightforward process to obtain the information necessary to make informed decisions and obtaining the future they desire. These decisions are not limited to asset management, but all factors affecting our client's future.

The Danker/DeCapite Group will be accountable through regularly scheduled client meetings and reviews, utilizing the discipline of our Wealth Management Process.

WEALTH MANAGEMENT PROCESS

* Utilize the full depth and breadth of Merrill Lynch
resources.
* Provide a planning based approach, concentrating on your
financial goals and needs.
* Stress a disciplined, long-term approach to investing.
* Work in a service oriented fashion, scheduling regular
phone and face to face visits throughout the year.
* Incorporate legal and tax professionals into the
discussions.

INVESTMENT PHILOSOPHY

Our group recommends an appropriate investment allocation based on an in-depth analysis of the information that you provide.

We help assure that your portfolio contains the proper mix of investments for your risk tolerance, and work closely with you to take the emotion out of on-going buy/sell decisions.

A critical element is the regular meetings we schedule with clients - a process which provides an opportunity for us to review performance, update your current situation, and allows your portfolio to be rebalanced, based on personal or market circumstances.