PROFESSIONAL PROFILE

Mark A. Maggs, CIMA®, CRPC®,WMA, CSNA, CFM is a Vice President and Wealth Management Advisor who joined Merrill Lynch in 1993. Mark is a Bloomsburg University graduate, and a graduate of the Investment Management Consultant Association Certified Investment Management Analyst (CIMA®) Program conducted through the University of Pennsylvania Wharton School of Business. He works closely with business owners, professionals, high-level executives and retirees. Mark is a member of Merrill Lynch's Country-wide Retirement Advisor Network, and has earned his Chartered Retirement Planning Counselor (CRPC®) designation. He is NASD series 7, 9, 10, 63, 65, Life & Health Insurance licensed.

David Y. Kim, CSNA is a Financial Advisor who joined Merrill Lynch in 2005. David is a graduate of Penn State University and earned a B.S. degree in Business. He focuses on business and personal financial planning, retirement planning, and education planning. David works closely with executives, professionals, businesses and retirees. He is NASD series 7, 66, Life & Health Insurance licensed.

Jocelyn M. Minnich, CRPC®, CSNA is a Financial Advisor who joined Merrill Lynch in 2007. Jocelyn graduated from West Chester University, where she earned a B.S. degree in Finance. She has been working in the Financial Services industry since 2004. Jocelyn focuses on financial planning, education planning, and asset management. She works closely with retirees, professionals, and business owners. She is NASD series 6, 7, 63, 65, Life & Health Insurance licensed

Keith T. Gibson is a Registered Client Associate who joined Merrill Lynch in 2006. He has been working in the Financial Services industry since 1997 as a Trader's Assistant and Technical Support Specialist. He has a certificate in Business Technology from NYU. He is NASD series 7, 63 and 66 licensed.