Capabilities

Merrill’s process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one-on-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you’re planning your retirement, saving to buy a home or funding a child’s education, the process begins by getting to know you and how you feel about the following:

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring others and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together and defining your financial goals

Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Helping You Take Positive Action

I am an optimizer. I am always looking for ways to help people take positive action—to see what’s ahead, look around corners, and capitalize on the opportunities at their disposal.

My background is analytical and technical. I hold a Bachelor’s degree in Computer Science, a Master’s degree in Financial Management, and a second Master’s degree in Applied Economics. I also hold two industry designations: the CERTIFIED FINANCIAL PLANNER™, CFP® certification from the Certified Financial Planner Board of Standards, Inc. and the Chartered Life Underwriter®, CLU® designation.

The quantitative nature of my training has shaped my world view. I’m not afraid of diving into a situation and weighing multiple variables so that clients can evaluate their options carefully and thoroughly. A clear communicator, I strive to help people become more capable and confident in managing their wealth, nurturing their path as strong stewards.

At the same time, I really enjoy connecting with people on a level that extends beyond assets and liabilities. All wealth, I believe, is ultimately personal. So, I prize the opportunity to develop real relationships with clients—to walk with them through significant junctures in their lives, both personal and professional, and serve as a trusted confidante and a reliable go-to for a host of needs.

Reach out to me:

·         You anticipate a significant decision point in your career.

·         You are wondering if you are doing enough to enhance your financial security 10, 20, and even 30 years from now.

·         You are navigating an important crossroads—a promotion, marriage, house purchase, new baby, or any other significant financial decision.


REACH ME DIRECTLY AT: 206-473-1204 or olivier.p.martinez@ml.com

Welcome

Your wealth is important—to who you are now, and to your future self. I look to help you manage your wealth more thoughtfully and strategically, addressing your current interests and priorities, while laying the groundwork for your long-term ambitions.

People come to me with different needs:

·         Technology executives, engineers, and other wealth builders look to me for one-on-one advice in managing their finances. We tackle important considerations, like saving, investing, career advancement, and lifestyle needs. I provide them with forthright advice, encouragement, and structure, helping them make incremental changes to their habits that can have a significant impact on their long-term trajectories.

·         Other clients look to me for help in streamlining the many moving parts of their wealth. These clients recognize that their financial lives would benefit from sustained attention and focus. Together, we dive in, determining what is working well for them and what could use some fine-tuning. I also help them consider the crossroads that lie ahead in their lives and legacies and the actions they can take today to pursue better outcomes in the future.

·         Finally, some individuals come to me with questions. They want to know if they are doing enough – saving enough, planning enough, investing enough. Others may have one area of their wealth in which they really excel but are looking for assistance with other aspects—sometimes insurance, higher education savings, retirement strategy, or access to lending through Bank of America. Each person is different, a dynamism that lends vibrancy to my work. I enjoy distilling these questions and arriving at concrete answers, tailoring my approach to the nuances of each client’s situation.

Speak with me for a few minutes, and I believe you’ll hear something different. I love what I do, bringing a genuine joy and enthusiasm to my role. I also love meeting new people and learning about their backgrounds and interests.

REACH OUT TO ME DIRECTLY AT: 206-473-1204 or olivier.p.martinez@ml.com