Extensive capabilities focused on you and your values

The McGraw, Sharp, Band, Dell & Kirk Group is a multidisciplinary team of skilled financial professionals providing personalized wealth management to affluent clients across the country.

Our team works with and for high-net-worth families and individuals, including corporate executives, business owners, entrepreneurs and professionals. We also serve a number of private and public companies that offer employee benefit plans, such as retirement savings and equity compensation plans.

Team members devote considerable time and resources to understanding a client's financial position and priorities.

What do you value most? What are your dreams and hopes for the future?

We strive to help clients simplify their financial lives, devising wealth management strategies designed to help them navigate each stage, from wealth accumulation to wealth transfer.

The entire team is committed to providing high-touch service along with the worldwide resources and investment insights of Merrill Lynch Wealth Management and access to the banking convenience of Bank of America.

Our goal: To be the one source you can turn to for your wealth management needs.

Insightful wealth management for pursuing your goals and aspirations

We are dedicated to providing outstanding wealth management tailored to your individual financial circumstances and vision for the future.

Understanding

Our team spends considerable time and energy meeting with you and asking questions to discover as much as we can about your needs, values and aspirations. The strategy we propose, and the diversified portfolio of investments that power it, are based on what we learn.

Process

Wealth management is a process, not a collection of investments. We apply our considerable experience to helping you define your objectives and clarify your financial vision before we recommend any investments. And we conduct regular reviews with you to help keep your portfolio aligned with your evolving personal and financial situation.

Service

Our entire team of financial advisors and client associates is dedicated to responding to your requests, answering your questions and addressing your needs quickly and efficiently.

Integrity

We take very seriously our responsibility as financial advisors. We appreciate that you look to us for advice and guidance on matters that are truly important to you and your family, and we strive to be candid and clear in every communication we have with you.

We gauge our success by the progress you make toward your goals

We employ a disciplined process that is based on three key elements:

• A focus on your long-term goals, not short-term investment results
• An investment approach compatible with your investment personality and tailored to your individual goals, time horizon, liquidity needs and tolerance for risk
• Optimization of your resources

Services addressing your unique needs

We offer a broad range of services and capabilities to address the different aspects of your financial life.

• Goals-based wealth management and strategies

• Retirement planning services—help with generating growth to fund your retirement while creating a legacy for the next generation

• Corporate executive services—assistance with complex compensation issues, including the optimization of deferred-compensation plans, restricted stock grants and options, and the development of concentrated stock strategies aimed at mitigating the risks while minimizing tax obligations

• Multigenerational relationships—educating children and grandchildren on managing their finances, organizing family meetings and collaborating with clients' other professional advisors on such matters as gifting strategies, insurance needs and legacy planning

• Wealth transfer strategies—coordinating with attorneys and Bank of America and Bank of America Private Bank specialists to provide access to estate planning services that may involve generation-skipping and living trusts, wills and powers of attorney, and family limited partnerships

• Education funding services—developing strategies for funding the higher-education expenses of children and grandchildren that may include such elements as custodial and tax-deferred investment accounts

• Access to credit and lending—acting as a gateway for you to Bank of America for credit services, loan arrangements, home financing and cash management solutions

• Alternative investments—for certain qualified investors, and where appropriate, incorporating alternative investments in our asset allocation recommendations to help enhance portfolio diversification and mitigate volatility

• Tax minimization strategies—working with your tax professionals along with Bank of America specialists to structure strategies designed to help mitigate the impact of taxes on current and future income and your estate

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.