Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

I believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, I start by getting to know you and how you feel about the following seven life priorities.

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring others and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

The RPM Value

My vision is for every family to have a wealth management strategy today that helps ensure a better future for their children tomorrow.

RPM Value

At The RPM Group, we have a proud tradition of bringing an uncommon measure of knowledge and experience to clients we admire for their achievements and values.

Now, in our 20th year, we continue to serve a growing circle of successful business owners and serial entrepreneurs in the health care, technology and manufacturing sectors, physicians and healthcare administrators, attorneys, retired military executives and couples, divorced and widowed women, and three and four generations of families in Alabama and ten other states.

What do we believe? That clients come to us – and stay with us – for our ability to craft risk-managed portfolio strategies on their behalf. With our disciplined, rules-based approach, we can help mitigate risk and minimize clients’ emotions by incorporating alternative investments in their portfolios – non-correlated assets such as hedge funds, private equity and real assets. Doing so may help provide downside protection from market volatility. 

We also believe that clients’ unique circumstances and objectives require wealth management strategies as different as they are. For this reason, we make it our business to appreciate clients’ family dynamics, situations and aspirations before we ever discuss their investments (or anything with a dollar sign in front of it). Speaking frequently with clients over the course of each relationship – not just at the outset – we encourage comfortable and casual conversations that keep us updated on clients’ situations and ambitions. 

One of our strengths is helping clients make informed and thoughtful financial decisions – the kind that often involve the lifecycles of their enterprises – from early stage and growth financing, through retirement and succession planning, to a rewarding liquidity event. To enhance our tax-minimization and estate planning strategies, we often collaborate with clients’ CPAs and attorneys. 

As a team, we are determined to provide clients with confidence, based on the transparency and education we offer. Clients’ needs dictate our focus. And while our strategies may be complex, our mission is to simplify their financial lives and prepare them for what’s ahead.

*Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.