With Merrill, the bull always has your back

With Merrill, the bull always has your back

At Merrill, we believe the future is bullish, even in the most unpredictable of markets, because we’ve been here before.
To help you navigate the uncertainty and charge forward toward your goals, we invite you to check out our latest investment insights.

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Meet Our Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Joyce Zavresa

Wealth Management Banking Specialist

Merrill

Allison Mulgrew

Wealth Strategist

Merrill

James Camarda

Alternative Investments Regional Specialist

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

The RPM Group has a proud tradition of bringing an uncommon measure of knowledge and experience to clients we admire for their achievements and values.

Formed in 2006, our mission was to understand and simplify the complexities of wealth for a wide range of successful individuals and multi-generational families. Today, we have clients in ten other states besides Alabama and in some instances we serve three and four generations of families at various stages in their lives. By listening intensively to your needs, goals and concerns, we can design individualized strategies to help grow, preserve and transfer your wealth.

We’re passionate about connecting all aspects of your financial life – both personal and business - to our extensive resources and potential opportunities. From early stage and growth financing, through retirement and succession planning, to a rewarding liquidity event, our team is determined to offer you innovative thinking and personal guidance to help you make informed and thoughtful financial decisions.

To help you transfer your wealth efficiently and effectively, we can offer specialized capabilities from Merrill and Bank of America, while coordinating with your CPAs and attorneys. For certain complex tax, estate and business succession issues, we can consult with additional outside resources to help you insulate your lifestyle while pursuing the intentions you established for your wealth.

 

Neither Bank of America, Merrill, nor any of their affiliates or financial advisors provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions

Investment Philosphy

When you welcome our dedicated team into your life, you can look forward to a strong advisor bond and a nurturing environment. Your unique needs and those of your family members, are at the center of your investment approach. For this reason, we believe in having frequent, casual conversations together to learn about and appreciate your family dynamics, aspirations and the concerns you may have for your future well-being. All that takes place before we discuss investments (or anything with a dollar sign in front of it).

For your strategy, we follow a disciplined, rules-based approach that can help you pursue your goals and avoid emotional and untimely investment decisions. We aim to adhere to our convictions through a wide range of economic and market cycles, unexpected geo-political crises and when significant life events occur. To that end, we may consider a wide range of investment classes, including alternative investments – non-correlated assets such as hedge funds, private equity and real assets – with the goal of reducing volatility and further strengthening your resolve to follow your strategy, ignoring the “investment noise” around you. While our strategies may be complex, our mission is to simplify your financial life and help you prepare for what’s ahead.



*Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments.  For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Capabilities

Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.