Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Yijuan (Jane) Zheng
Senior Financial Advisor
The primary goal of our team is to help clients preserve and grow their wealth; We apply the process that emphasizes risk management, capital preservation and tax sensitivity.
The key focuses include:
- Strategies for Optimal Risk Adjusted Returns
- Utilizes all of Bank of America, N.A. and Merrill Lynch's resources including option strategies to enhance portfolio income
- ETF Strategies
- IRA, SEP IRA and 401k; Roth IRA conversion strategies
- Corp retirement planning including defined benefit plans
- Alternative Investments and Private Equity
- Employer stock (ESPP, RSU) and option risk management
- Access to Trust and Fiduciary Services
- Banking products including lending products(Residential and commercial all over US); individual and business credit through Bank of America, N. A.
- Insurance policies including life, health and long term care
Powered by the Merrill Lynch Wealth Management program, Jane is able to quickly implement thoughtful changes to a client’s portfolio. To help clients achieve their financial goals, Jane includes a team of specialists and analysts using a broad range of financial services and strategies. Jane also partners with clients’ other service providers such as tax advisors and attorney to help minimizing clients’ income tax and estate taxes.
Jane has been in financial service industry since 1994. She joined Merrill Lynch / Bank of America Corporation in 1997. She had been a Senior Vice President managing teams in the areas including mortgage pricing, cards, business loans, and merchant services.
Jane holds Chartered Retirement Planning Planning CounselorSM designation. She earned a PhD in Economics concentrating in Quantitative Finance in 1996 from University of California, Santa Barbara. Jane also speaks fluent Chinese (Mandarin and several dialects) and has great knowledge about Asian culture. She and her family live in Mesa.
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Chinese, English & Min Nan
University of California System
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We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.