Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
Yijuan (Jane) Zheng
Senior Financial Advisor
The primary goal of our team is to help clients preserve and grow their wealth; We apply the process that emphasizes risk management, capital preservation and tax sensitivity.
The key focuses include:
- Strategies for Optimal Risk Adjusted Returns
- Utilizes all of Bank of America, N.A. banking services and Merrill's investment resources including option strategies to enhance portfolio income
- ETF Strategies
- IRA, SEP IRA and 401k; Roth IRA conversion strategies
- Corp retirement planning including defined benefit plans
- Alternative Investments and Private Equity
- Employer stock (ESPP, RSU) and option risk management
- Access to Trust and Fiduciary Services
- Banking products including lending products(Residential and commercial all over US); individual and business credit through Bank of America, N. A.
- Insurance policies including life, health and long term care
Powered by the Merrill Lynch Wealth Management program, Jane is able to quickly implement thoughtful changes to a client’s portfolio. To help clients achieve their financial goals, Jane includes a team of specialists and analysts using a broad range of financial services and strategies. Jane also works with clients’ other service providers such as tax advisors and attorney to help minimizing clients’ income tax and estate taxes.
Jane has been in financial service industry since 1994. She joined Merrill / Bank of America Corporation in 1997. She had been a Senior Vice President managing teams in the areas including mortgage pricing, cards, business loans, and merchant services.
Jane holds Chartered Retirement Planning Planning CounselorSM designation. She earned a PhD in Economics concentrating in Quantitative Finance in 1996 from University of California, Santa Barbara. Jane also speaks fluent Chinese (Mandarin and several dialects) and has great knowledge about Asian culture. She and her family live in Mesa.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Min Nan, Chinese & English
University of California System
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.