Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Our team focuses on addressing the investing and fiduciary responsibilities of institutions as well as the wealth management needs of individuals and families. We work closely with clients to determine their needs so that we can craft customized financial strategies to help them pursue their goals.
Our goal is to help you reach your goals. By understanding your unique priorities and financial situation we can help you plan for the retirement you’ve envisioned — it’s about preparing and keeping your finances in line. We start by listening and learning about your vision for retirement. We then work with you to develop a customized retirement approach that takes your unique retirement goals and entire financial picture into account. We revisit your goals and help you make adjustments to your approach, as needed, to help you stay on track.
No two people are alike. Consequently, there is no single wealth management approach that is appropriate for everyone. What matters most to us is what matters most to you. Once we get to know you, your priorities, your goals, risk tolerance, time horizons, liquidity needs and what you want to accomplish over time, only then can we help you position yourself to identify and address financial challenges and potential opportunities. To that end, we will thoughtfully employ our experience and resources to help guide you as you pursue your goals.
Clients at various stages in their lives count on us to help them find ways to pursue their financial and life goals, including:
You can’t feel good about your finances unless you know exactly where you are, where you want to go, and how much you may need to get there. We work with you to develop a customized financial strategy, drawing on the best thinking of our firm, to help you with your financial future. We will manage all aspects of your relationship, making it clear what you’re paying for and what you’re getting. As your life and the markets change, we can meet from time-to-time to help make sure you’re on track in pursuing your goals and to adjust your strategy as needed for the journey ahead.
We’re fully versed in the many issues that affect wealth management. No matter what your short- and long-term goals may be, we’ll begin by getting to know you as we explore the following seven priorities together:
Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.
Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.
Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.
Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
Bank of America, N.A.
September 29th, 2020|10:00 AM - 11:00 AM MST
Please join the Waltz-Ledesma Group for a virtual event with Joe Almon, Vice President and Sector/ETF strategist at Fidelity Institutional Asset Management. Joe will discuss the secular themes in health care and provide an update on the Fidelity Health Care fund.
Joe Almon is Vipce President and Sector/ETF strategist at Fidelity Institutional Asset Management (FIAM), Fidelity Investments’ distribution and client service organization dedicated to meeting the needs of consultants and institutional investors, such as defined benefit and defined contribution plans, endowments, and financial advisors.
Mr. Almon earned his bachelor of science degree in accounting from Indiana University. He is also a CFA® charterholder.
*CFA® and Chartered Financial Analyst® are registered trademarks of the CFA Institute.
May 12th, 2020|10:00 AM - 10:45 AM MST
Please join the Waltz-Ledesma Group for a brief conference call with Brian LoDestro, Principal and Senior Portfolio Strategist for Prudential Investment Management Fixed Income. Brian will provide an update on the market volatility as it relates to Covid-19 and the impact on the bond market.
Brian LoDestro, CFA, is a principal and senior portfolio strategist for PGIM Fixed Income. He is responsible for providing clients, prospects, and their advisors with detailed insight into the risk management process, sector allocation strategy, security selection process, and current positioning of PGIM Fixed Income-managed portfolios.
Please contact Darci Zaunmiller if you would like to attend.
April 30th, 2020|1:00 AM - 1:30 PM MST
Please join Sean from the Waltz-Ledesma Group for a brief conference call with Vice President and T. Rowe Price Portfolio Specialist, Matthew Ko on Thursday, April 30th at 1:00 p.m.
Matthew will spend the majority of the call sharing their current positioning and future market outlook. Matthew’s bio is attached for your reference.
Thursday, April 30, 2020
1:00 p.m. to 1:30 p.m.
Conference Call Details:
Passcode: 322 493 53#
This call is hosted exclusively for clients and guests of the Waltz-Ledesma Group, you are welcome to invite a friend or family member you feel might benefit from the call.
September 10th, 2020|1:00 PM - 2:00 PM PST
Merrill is hosting a special webinar, RIC Report- It’s All One Trade presented by Jared Woodard.
Jared Woodard is the head of the Research Investment Committee, lead author of the RIC
Report and the RIC in Pictures, and a global investment strategist. He offers insights on asset allocation and key market trends to the firm’s private and institutional clients. He joined the firm in
2016, and previously worked as an equity derivatives strategist at BGC Partners. He has
master's and PhD degrees in philosophy from Fordham University and is based in New York.
Please contact Darci Zaunmiller if you would like to attend.
Learn about the MyMerrill Mobile App.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
We believe it’s important that you seek the advice and guidance of an experienced financial advisor who can thoughtfully analyze your situation, work with you to identify potential solutions that address your needs, and clearly communicate them to you. We want to work with you to develop your wealth management approach for the future.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.