Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
Merrill Lynch
Wealth Management
Whatever your personal goals may be, I will work with you to develop a personalized financial approach designed to help you pursue what’s most important to you.
Profile
Chad is celebrating his 21st year with Merrill Lynch Wealth Management and relationships with loyal clients that have lasted just as long. In fact, Chad now serves multiple generations of clients’ families – grandparents, parents and grown children in the Tucson area, throughout Arizona and more than 20 other states.
For Chad, it’s gratifying to know clients who’ve been diligent in their careers and devoted to people they love. Many are active and retired business owners, corporate executives and physicians who’ve been referred to Chad when they’re in transition – recently retired, with a new job or new “empty nester” status.
With a rewarding retirement the most common goal of his clientele, Chad listens closely to what clients say (and may not say) about their comfort with investing, their greatest concerns and most cherished dreams. To formulate a personalized and integrated strategy for each client, he works to determine how much risk each client can handle financially and emotionally – to achieve their objectives.
Having seen two significant market dips (or “blips” as he prefers to say) followed by strong rebounds, Chad suggests to clients that they stay invested and diversified across asset classes and sectors. Using Merrill strategies and research, Chad customizes each client’s portfolio based on their risk tolerance, liquidity needs, timeline and other factors.
Chad holds the Certified Investment Management Analyst®, (CIMA®) certification, administered by the Investments & Wealth Institute™ (The Institute).
Beyond investing, Chad aligns his strategies with those of clients’ other advisors – their CPAs and attorneys – to help optimize tax minimization and estate planning strategies.
“On a given day, I help clients with longevity issues – Social Security, long-term care, and how to plan for rising health care costs. We also discuss tax-efficient wealth transfer strategies and buying second homes. By traveling to see clients, I encourage their financial discipline in following the strategy we’ve agreed upon. Working with both spouses is critical. I want to clearly appreciate what holds meaning for each of them,” Chad explains.
Chad grew up in Phoenix and showed an early interest in financial endeavors. Purchasing baseball cards and profiting from their sale, Chad later attended and graduated from Arizona State where his interest turned to investments and reading books by Warren Buffet and others. Immediately after graduation, Chad joined Merrill Lynch Wealth Management. Today, Chad lives in Tucson with his wife, Lindsay, and their daughter and son. In addition to family time, Chad enjoys hiking and being the resident handyman.
*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is equity research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.
I am a highly experienced, credentialed and caring advisor.
My mission? To provide each client with the value and vision that
puts their goals within reach and their mind at ease
-
LANGUAGES
English
-
EDUCATION
Arizona State University
Create a plan that is all about you.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Professional Staff
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Staying on Track
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
Reviews to help you
stay on track
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Changes in your life
and to your goals
Your life and goals change. As these changes occur, we can update your approach to reflect them.
#DigitalMerrill
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Let’s Have a Conversation
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
Articles
Why Merrill?
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right AdvisorTM
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
You are now leaving Bank of America Merrill Lynch.
By clicking Continue, you will be taken to a website that is not affiliated with Bank of America Merrill Lynch and may offer a different privacy policy and level of security. Bank of America Merrill Lynch is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.
You can click the Cancel button now to return to the previous page.