Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Cynthia's areas of focus are in advising families, executives, professionals and business owners to help them make more informed decisions about their money, the preservation of their assets, and their responses to life events.
To accomplish her mission, Cynthia provides sound advice, customized investment strategies, and concierge-level service.
She offers clients an extensive range of services including: portfolio development, access to credit & lending strategies through Bank of America N.A., discretionary portfolio management; stock option analysis and sophisticated retirement planning; hedging and monetization of concentrated equity positions; life insurance analysis and funding; and a full compliment of wealth preservation and multi-generational estate planning issues while working with their attorney.
She understands the importance of preparation and work with her client’s CPAs’, business mangers/partners and attorneys.
Cynthia has over 28 years of experience in the financial services. Prior to joining Bank of America/Merrill Lynch, she was the Assistant Cash System Analyst for the Los Angeles County, Treasurer and Tax Collector, Cash Management Division.
She holds the Series 7, 63, & 65 FINRA registrations and California insurance licenses for life, health, long-term care, and variable contracts.
She is a graduate of California State University Los Angeles, where she earned a Bachelor Science in Finance. She has a CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards and a Chartered Retirement Plans SpecialistSM (CRPS®) designation awarded by the College for Financial Planning.
California State University Los Angeles
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer NMLS # 807982
Wealth Management Banking Specialist
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.