Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Cynthia's areas of focus are in advising families, executives, professionals and business owners to help them make more informed decisions about their money, the preservation of their assets, and their responses to life events.
To accomplish her mission, Cynthia provides sound advice, customized investment strategies, and concierge-level service.
She offers clients an extensive range of services including: portfolio development, access to credit & lending strategies through Bank of America N.A., discretionary portfolio management; stock option analysis and sophisticated retirement planning; hedging and monetization of concentrated equity positions; life insurance analysis and funding; and a full compliment of wealth preservation and multi-generational estate planning issues while working with their attorney.
She understands the importance of preparation and work with her client’s CPAs’, business mangers/partners and attorneys.
Cynthia has over 30 years of experience in the financial services. Prior to joining Bank of America/Merrill, she was the Assistant Cash System Analyst for the Los Angeles County, Treasurer and Tax Collector, Cash Management Division.
She holds the Series 7, 63, & 65 FINRA registrations and California insurance licenses for life, health, long-term care, and variable contracts.
She is a graduate of California State University Los Angeles, where she earned a Bachelor Science in Finance. She has a CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards and a Chartered Retirement Plans SpecialistSM (CRPS®) designation awarded by the College for Financial Planning.
California State University Los Angeles
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial
complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.