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The Kothari Group

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Recognition

Merrill is proud of our advisors who’ve received recognition from industry publications. We believe they are setting the standard for exemplary client service.

Sonny S Kothari

Forbes “Best-in-State Wealth Advisors”  2018 - 2020

Forbes’ “America’s Top 250 Wealth Advisors” in  2016 - 2019

Sammie Kothari Peng

Working Mother/SHOOK Research’s Top Wealth Adviser Moms in 2019

Forbes’ “America’s Top Women Wealth Advisors” 2020

Meet Our Group

Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

The Kothari Group shares a common mission: to completely understand our client goals, needs and objectives, then work together to help achieve the type of lifestyle that matters most. We help clients pursue their personal goals, such as planning and funding children’s education needs, helping to preserve and grow wealth for their lifetimes, planning for potential health care costs and providing resources to help manage the wealth transfer process to the next generation. Each recommendation we make takes into account the clients’ personal perspectives and priorities. We strive to bring simplicity and transparency to the complexities of finance and wealth management, thus embarking alongside with our clients on an exciting journey of managing and helping reach their goals.

 

 

 
 

Philosophy

We believe the best financial strategy is the one that helps you pursue your goals. We encourage you to ask questions about issues that matter most to you and your family. Our commitment to understanding your goals and objectives, allows our team to provide highly personalized, one-on-one service. Are you worried about running out of money during retirement? Is college tuition on the horizon? Are you considering the sale of a business or purchase of a home? Once we understand our clients’ goals and objectives, we help develop multigenerational wealth strategies that encompass the least amount of risk and greatest amount of certainty. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the intellectual capital of our global enterprise to create wealth management strategies that reflect your customized goals-based wealth management approach.

Approach

Wealth Management is a dynamic, ongoing process. We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. We strive to work together with you throughout life’s ups, downs, triumphs, and transitions. One of the biggest risks to financial success can be human emotions. Understanding client goals and objectives provides the opportunity to keep those emotions separate from the decision making process, thus allowing client investment strategies to remain on track. Preserving and maintaining our clients’ lifestyles is at the center of our wealth management approach. Our team commitment to providing clients with the investment insights of Merrill and the banking convenience of Bank of America, provides our clients with the opportunity to participate in the long-term historical economic up trends. Our team stands side-by-side with clients during times of challenging market environments and life events.

Capabilities
Our team is dedicated to delivering a customized and consistent experience in working with our clients to help them achieve what matters most to them. We are committed to providing our clients with the investment insights of Merrill, but we also strive to work with our clients in areas that go beyond investments. Trust and fiduciary services from Bank of America Private Bank, the banking convenience and lending solutions of Bank of America offer ways that help clients manage all of the components of their financial lives. We view our team as a financial resource for clients, working with them to provide potential solutions for generational wealth transfer and education.

Focus on Individual and Families

The advice and guidance we provide to our clients is designed to assist in making investment-related decisions and tailored to provide potential solutions to help reach essential, important and aspirational goals. Are you planning for retirement? Perhaps you or a loved one are saving to buy a home or considering how to fund educational expenses. Our team will begin by getting to know you and your family, focusing on the seven life priorities below:

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

Client Experience


Watch the Video
A Client's Story with Sammie Kothari Peng, Senior Vice President, Wealth Management Advisor. Learn about Lisa Young’s approach to work-life balance and the tradeoffs she’s made. 

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial
      complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.