Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
As financial advisors to affluent individuals, we've found it effective to use an open and straightforward approach that's sensitive to concerns about risk. We pride ourselves on understanding in detail what you value most in life—your family, business or legacy—and providing a disciplined approach to wealth management to help you maintain your lifestyle and pursue your financial goals.
Meet our team
We're a diverse team of collectively disciplined professionals, each with different backgrounds.
We're a diverse team of collectively disciplined professionals, each with different backgrounds. We offer clients a well-rounded perspective on many key decisions that accompany the responsibilities of wealth.
We believe our disciplined wealth management process comes close to gauging an individual's true attitude toward risk. Helping you pursue what's important to you, as well as helping you with more common financial issues—such as how to fund a child's education or your own retirement—is what we are passionate about.
We follow a three-pronged approach designed to preserve your wealth.
You can delegate to us investment management responsibilities for your portfolios, meaning that Paul Pepperman and Chip Humphries have discretion over certain investment decisions surrounding your investment strategy. Once we have confirmed your goals and life priorities, as well as identified your portfolio investment objective, time horizon, risk factor and liquidity needs, we will recommend targeted asset allocations for your portfolios to help meet your specific investment objectives. Granting us authority allows our team to respond to market changes, price volatility and global events with the ability to make adjustments, if needed, to help your portfolio stay on track to meet your goals.
In addition, Bank of America specialists are available to work with your other trusted advisors to provide estate planning services and help address philanthropic issues.
Some of the services we offer access to include:
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
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We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.