Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
For Charles Alfaro, a relentless work ethic, integrity, and analytical mindset drive his success as a Financial Advisor. He puts these three qualities to work every day and is committed to delivering exceptional service to each client. He dedicates his time to develop deep personal relationships with every client, digging deep for potential risks or opportunities based on their unique needs.
As a Financial Advisor for The Post Espinola Group, Charles regularly advises individuals and business owners, helping to build customized investment strategies to help them achieve their goals. While sometimes an email or phone call may suffice, he prefers face-to-face interactions where he can get a deeper understanding of each client's needs and goals. He takes the time to sort through the financial complexities of each client’s life, using his detail-oriented mindset and analytical skills. This personalized approach to wealth management allows Charles to create a detailed plan based on personal values, philanthropic endeavors, objectives and timelines, income requirements, risk thresholds, and tax situations.
Charles prides himself on getting to know each client on a personal level and being bilingual has served him well in that area. Whether it’s retirement planning, estate planning services, investments, taxes or insurance, his goal is to drive financial performance through rigorous research, client service, and a commitment to enduring wealth.
Charles is a graduate from the University of California, Irvine. In addition to his advising time, he enjoys planning the company’s community outreach events. Staying in touch with local residents and businesses is invaluable for creating and nurturing lasting relationships with clients and the community. Away from the office, he enjoys music, art, and spending time with his family.
University of California, Irvine
English & Spanish
Personalized advice, disciplined investing and ongoing review can make this a reality.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.