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The Post Espinola Group

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Get To Know Us

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Ben Voelker

Ben Voelker

Trust Specialist

Bank of America, N.A.

Roberto Santos

Roberto Santos

Wealth Management Banking Specialist

Merrill Lynch

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Jared C Buchanan

Retirement Specialist

Merrill Lynch

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

At The Post Espinola Group, we’ve built a talented team of financial advisors and access to specialists who work together to create a personalized wealth management strategy for each of our clients. We'll first help you gain an accurate picture of your existing wealth. Then we determine the best course of action for achieving your goals in the future.

Together, we can help create a plan that reflects your level of risk tolerance. Beyond that, we provide ongoing support that is both proactive and reactive to current market trends. You’re never alone when it comes time to make a major financial decision. Our entire team is at your disposal, and each one of us is committed to working towards the preservation of your wealth and stability.

Our team excels at number-crunching. More importantly, we value building personal relationships with our clients. We don’t just consider your assets, we consider your life: your passions, your goals, your fears, and your dreams.

Explore our site to learn more about the clients we work with and the exceptional services we provide.

What You Can Expect

At The Post Espinola Group, we want to get to know you. Our partnership starts with an in-person discovery meeting where we take a comprehensive look at your life and finances. We’re happy to visit you at the location of your choice, whether it’s at your own home or at our Indian Wells office.

We ask detailed questions about your family, your life, your spending, and your goals so we can account for all of life’s variables in our proposed plan for you. Soon after that initial meeting, we’ll send you a roadmap for the future with specific suggestions and adjustments to help you achieve your goals.

You and your financial advisor will then sit down together again and look at your customized investment strategy. Our goal is to help your portfolio match your risk tolerance in a way that works for your financial situation.  

No matter how complex your finances or business might be, our team is well-equipped to help. In addition to our leading wealth management and financial advisors, we also have specialists with extensive knowledge in areas such as trusts, retirement, insurance, annuities, and small business banking.

These team members offer extra support to make sure your investment strategy is truly optimized. Our goal is to help you prioritize your life and create attainable milestones that reflect your values.

*Banking Services are through Bank of America, N.A.

Our Philosophy

We believe in a personal approach for clients with The Post Espinola Group. We work hard to educate clients so they can make smart financial decisions that can lead to lasting positive results. Often, that involves having honest conversations about creating a disciplined approach to wealth management. At other times, it might involve a simple reassurance that market volatility is impermanent and can be shouldered using backup plans.

Whatever the case, our team is devoted to treating clients like family. We spend as much time as it takes in helping clients understand their existing assets as well as their financial outlook. We also know that this sometimes needs to happen during some of life’s most difficult moments, whether it’s the loss of a loved one or an economic downturn. We’re here to listen, motivated solely by you and your family’s best interests.

Clients have come to rely on the stability and transparency of our team. We believe in providing practical advice that mitigates risk as much as possible.

We come to the office each day with a sense of purpose and genuine enjoyment of the work we do. We like working with clients, and we think you’ll like working with us.

Current clients and referrals trust us to help tackle some of life’s biggest decisions and we feel honored to be part of that journey.

Your Goals

Our recommended investment strategies are based on your specific goals. We help individuals with retirement planning as well as trust and estate planning services. Our specialists in these areas offer you optimized strategies no matter how complex your financial situation may be.

Alternatively, you may need help defining and planning both your essential and aspirational life goals. We provide sound, realistic advice that balances longevity of wealth preservation with living the life you want, whether that includes leisure activities, continuing education, or even access to your ideal health care options.

Businesses can also benefit from our services, which range from providing a cash flow analysis to managing the company’s 401(k) plan.

When working with The Post Espinola Group, you’ll have a knowledgeable advisor dedicated to your portfolio, plus the assistance of multiple specialists and support team members.

Life is complex, and we know your goals can’t be attained with a “set it and forget it" mentality. Not only can changes in the market occur, but other unforeseen circumstances can trigger a reevaluation of your strategy. We maintain ongoing contact with you so we can coordinate your portfolio to reflect what’s happening in the market and what’s happening in your life.

The Clients We Serve

At The Post Espinola Group, we leverage a broad range of experience from our team to assist individuals, entrepreneurs, businesses, charities, and 401(k) plans in multiple financial areas. We advise on retirement plans, alternative investments, managed accounts, insurance, and annuities, as well as lending and banking.

Because our clients often have complex and diverse financial backgrounds, we work hard to create long-term strategies that align with their individual values and goals. Our staff specialists offer additional insights when it comes to developing and reviewing specific cases for clients.

No matter what your wealth management goals may be, we can help. We’re here to turn any goal into a reality, whether you want to help ensure intergenerational wealth or start a philanthropic foundation.

We’re also proud that the majority of our clients are referred to us by existing clients. That means we’ve earned a place of trust and value and we feel that has continually resulted in positive outcomes for the individuals, families, and businesses we work with.

The Post Espinola Group is located in California’s Coachella Valley, but we assist clients across the U.S.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.
*Merrill Life Agency's California License Number 0522776
*Banking and Lending Services are through Bank of America, N.A.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
FINANCE
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


Periodic reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


    Monitoring changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    Wealth Management Your Way

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      Merrill_Capabilities_Brochure.png  

      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.