Philosophy

We believe your unique goals should be at the center of all of your financial decisions and form the foundation of your financial strategy. Because significant wealth requires customized goals-based financial strategies, we believe in building lasting relationships with a limited number of clients, taking the time to understand your most important priorities for today, tomorrow and your long-term future. Our philosophy celebrates collaboration. Working with a team of specialists, we draw on the resources and insights of a global financial institution to create strategies that reflect your aspirations for yourself and current and future generations of your family. Finally, we believe that while significant wealth brings complex challenges, our experience, passion and perspectives can help you simplify your life.

Approach

We believe an effective approach to wealth management requires working closely with you to help identify and define your goals.

Our  job is to first understand what matters most to you. We will work together to create a financial approach that reflects your investment personality and is built around your life priorities.

Our approach is to help you pursue your goals by providing customized service and potential investment solutions. Whether you are focused on building, preserving or transferring wealth we are committed to helping you address your financial objectives at every stage of your life.

Impact Investing

Inclusion, empathy and respect are our core values. We believe that you can do well while doing good.

How can your dollar invested have an impact? Impact investing is investing for the potential to make a financial return as well as generate a measurable, beneficial social or environmental impact. Today, more and more people from all walks of life want to learn about how their money can be used to create social and environmental impact.

Impact investing allows us to expand the dialogue from, "What goals do you want to pursue for your life?" to include, "What goals do you want to achieve for the world around you?"

We know that structuring portfolios to help foster good corporate practices has enormous potential to change investments, lives and communities.

We at Stirrat, Hardt & Associates build deep relationships with our clients by talking with them about their goals and most importantly about their personal values. During these discussions, clients are increasingly articulating impact-oriented goals alongside their overall financial priorities and we can offer a broad range of impact investing opportunities, including custom portfolios, mutual funds, exchange-traded funds and Separately Managed Accounts to help clients pursue their goals. In particular, we can build portfolios in line with your religious beliefs, desire to support women & girls, environmental goals, or your personal values around social equality & inclusion.

Your investments can generate social and environmental impact alongside the potential for financial returns. Now ask yourself, “How do I want to be the change and is my wealth invested aligned with my purpose?”




*Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other strategies or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG strategies may rely on certain values based criteria to eliminate exposures found in similar strategies or broad market benchmarks, which could also result in relative investment performance deviating.

Focus On High-Net-Worth Individuals and Families

We’re fully versed in the many issues that affect wealth management. No matter what your short- and long-term goals may be, we’ll begin by getting to know you as we explore the following seven priorities together:

• Health: Managing healthcare expenses, now and in the future
• Home: Upsizing, downsizing, remodeling or buying a vacation home
• Family: Taking care of your family and other people in your life
• Leisure: Spending your free time in meaningful ways
• Giving: Volunteering, mentoring and giving to charities
• Work: Working in retirement, selling or starting a business
• Finance: Bringing it all together; defining your financial goals

Divorce

As someone going through divorce, you understand the significant changes that you have ahead of you. While this time presents many challenges, it can present many opportunities as well. Regardless of the state of divorce, we act as your guide and help you be purposeful & intentional with the impact that this change has on you and your family. Our "sensitive and sensible" approach will help you navigate the intricacy of the financial aspects at this time as we gain a full understanding of who you are as an investor and what you want to achieve for yourself, your family and your legacy. 

With a member of our team holding the Certified Divorce Financial Analyst professional designation aboard, we understand the complexities that comes with divorce and play a valuable role, serving as an integral member of your divorce team by working with you and with your attorney, mediator, therapist, tax professional, and more. We strive to get to know our clients on a personal level so we can offer boutique-like services and the resources of a global firm to create financial strategies specifically for their life and needs.

Professional Athletes & Entertainers

Congratulations! Your countless hours of hard work and personal sacrifices have paid off. Using the unique skills you developed along the way, you are now among an elite group of individuals who can practice their sport or craft as a paid athlete or entertainment professional. The physical and emotional skills that you used to build your career and create your wealth are very different from the financial skills that are needed to help preserve and grow it. Every financial decision you make today will affect you and your family’s future.

We recognize that you are a sports and entertainment “business enterprise.” Like a chief executive officer or president of a well-run company, you will need to delegate critical tasks to trusted individuals so that you can concentrate on other things — like winning the next game, writing the next song or rehearsing for the next performance

Just as your professional career has started, so has your wealth building journey. This means creating a wealth management strategy that will
allow you to live the life you have always wanted and pass wealth down to the heirs and charities of your choosing. We will help you
with these decisions by delivering cutting-edge wealth planning advice and financial strategies, helping to keep you on track as you focus on your profession and your future.