Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Brad is a Financial Advisor based in La Jolla, California. He is committed to guiding each client in all aspects of their financial lives and to provide the best possible ongoing financial guidance as life situations change. He does this by using a goals based planning approach to develop a roadmap, helping to guide his clients from their current financial situation to the achievement of their unique financial goals. This is done using a disciplined, methodical approach to develop financial and investment strategies in the areas of wealth accumulation, wealth preservation as well as a smooth transfer of wealth all utilizing defined processes. These processes include investment and risk management, tax minimization, and asset preservation with an emphasis on helping assure a lifetime retirement income stream. Brad also provides insurance strategies in the areas of estate planning services, income replacement, business success planning and long term care. One of his overarching goals is to develop strong ongoing relationships with his clients and their families. At the heart of his philosophy is his commitment to providing outstanding guidance, service and creating a positive client experience.
Previously, Brad’s served as a Naval Officer for eleven years, flying the F-14 Tomcat. Later, he began his career in financial services, starting at Mass Mutual Life Insurance Company and Smith Barney before moving to Merrill Lynch in 2009. During that time he spent another 12 years serving his country as a reservist in the USNR before retiring in 2010 as a Commander.
Brad attended San Diego State University and earned a Bachelors of Science degree in Business Administration with an emphasis in Finance in 1984.
On the personal side, Brad has a passion for nature and portrait photography. He is an avid Crossfitter, skier, backpacker and weekend, backyard grill master. He and his wife Tamara enjoy entertaining friends and family in their home. He has served as a member of the Solana Highlands Elementary School Dad’s Club. He taught 3rd and 4th grade bible studies at St. Therese of Carmel and he has served as past President and Chairman of the Board for C.O.G.G. Political Action Committee as well as serving on the Palomar Pomerado Health Community Advocate Leadership Council.
His greatest asset in life is his relationship with his wife Tamara. Together they have two grown daughters, Taylor and Lauren, and they are raising twin sons, Cole and Sawyer. They have lived in Carmel Valley since 1991.
College of San Mateo
San Diego State University
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1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
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Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.