Heisel-Prunier Group


Heisel-Prunier Group

Introduce us to a friend

Whatever your personal goals may be, we will work with you to develop a customized financial strategy designed to help you pursue what’s most important to you.

A Framework for Managing Your Wealth

Vision, clarity and a well-defined financial strategy are the keys to maintaining your lifestyle and building a wealth foundation for the long term. The Heisel-Prunier Group helps you see beyond the day-to-day issues to manage your wealth for the months and years to come. We offer a menu of wealth management services that complements the guidance you receive from your attorney, tax advisor, business manager and other professional advisors.

Over the years, the Heisel-Prunier group has worked with many exceptional business managers, lawyers and other advisors who share our "clients first" attitude. Together, Kurt Heisel and Danielle Prunier have more than 40 years of experience in financial services, and they have advised and guided a broad range of clients with complex financial needs.

Helping You Meet Life's Financial Challenges

We strongly believe a customized, integrated strategy is the best way to manage the moving parts of your financial life in the short term and to accumulate wealth for the long term. These are the basic tenets of our philosophy:

  • For many clients, their career is among their most valuable assets. If this describes you, one of our goals is to help you manage your career highs and lows through financial strategies and investments that help meet your unique needs.
  • Investing is a core focus for us. The investments we recommend for you and the diversified portfolios we build with you are driven by your goals.
  • We are guided by the principles of transparency and client commitment.
  • We are discreet and confidential about your financial matters.
  • We genuinely care about clients and want to help you pursue a more secure financial future. Your concerns are our concerns.

We Support Your Circle of Advisors

We know that for many successful people, a group of advisors is often vital to helping you manage the financial components of your life. We can work with your advisors to balance your current lifestyle requirements with the income needs you may desire for financial security in the long term.

The first thing we do is listen to you and your circle of advisors. Our initial goal is to understand your financial vision, needs and aspirations. Only then do we begin to help you customize a wealth strategy and power that strategy with one or more diversified investment portfolios.

We believe it makes sense to have all your advisors working from the same script in order to create a seamless wealth management strategy for you and your family.

Capabilities That Are Broad and Deep

We can act as a gateway to the deep resources of Merrill Lynch, a worldwide leader in wealth management and investments, and Bank of America, a global banking company. There is tangible value in having a relationship with an advisor who can leverage the investment insights of Merrill Lynch and the banking convenience of Bank of America to your benefit.

Some examples of resources we can access to support you and your circle of advisors:

  • Retirement analytical tools, including Wealth Outlook®
  • Client Review Center—detailed and timely diagnostic reports
  • Insurance quotations from licensed providers
  • Professionally managed investments in all asset classes
Additionally, we can provide access to Bank of America's services:
  • Home loan rate quotes and terms from Bank of America, N.A
  • Expansive trust capabilities through U.S. Trust
  • Convenient personal banking arrangements through Bank of America, N.A., and its full spectrum of transactional, credit card and deposit products

*Banking products such as checking accounts and certificates of deposit are FDIC insured to the maximum allowed by law and are offered through Bank of America, N.A., Member FDIC.

*Merrill Lynch Life Agency's California License Number 0522776

  • We inherently recognize that the needs and desires of high-net-worth clients are distinctive, requiring the utmost professionalism, discretion and focus. Our strategies and offerings are designed to address clients' complex, wide-ranging financial needs.Kurt Heisel, Managing Director, Senior Financial Advisor

Meet the Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.

Transcript of Video 

Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.