Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Accessible, knowledgeable and experienced, I am committed to building and maintaining strong client relationships. I am passionate about what I do and I bring that passion to helping every client make what may be the most important financial decisions of their lives.
We are a group that focuses on the Agricultural, Industrial, Medical and Tech based businesses,business owners and employees that are the heart of California's economy. We adhere to a disciplined process that delivers a consistent yet customized wealth management experience. Our mission is to always do what is best for our clients, build on our integrity, and earn their respect and trust. We structured our team with your needs in mind, and provide you with a broad range of wealth management strategies from Merrill Lynch and over 85 years of financial markets experience between the 4 of us. Using our Goals-Based Wealth Management approach, we can leverage the expertise of BofA Merrill Lynch Global Research for market analysis and risk management strategies to help you address your financial goals. We have a tremendous opportunity to help our business owners put together a thoughtful succession plan to help them achieve their goals. We work closely with our partners at Bank of America for banking and lending services, local Attorneys and CPAs to offer these clients their expertise in:
Buy Sell Agreements
Wealth Transfer and Trusts
Lending to a potential buyer
Company Retirement Plans
Define Contribution Plans/Defined Benefit Plans
Help Individuals going from Accumulation to Distribution Phase
Derek J. Nan
Senior Vice President
Resident Director - Wealth Management Advisor
Derek Nan is a Senior Vice President, Wealth Management Advisor in the Modesto Merrill Lynch Wealth Management Office. Derek joined Merrill in 2007 and he is a graduate of California State University of Stanislaus, where he focused his studies in Economics as well as Business Finance. He has been a life long citizen of the Modesto area and is a member of American Mensa, Past President of Oakdale Sunrise Rotary and involved in the Modesto Sons of Italy. Derek business focus is in planning-based financial advice, estate planning issues, money management, retirement planning issues, small business & corporate 401Ks including defined benefit and cash balance plans.
Eric G. Chu
Eric Chu joined the Global Wealth Management division of Merrill in 2016. He is a graduate of the University of California Merced, where he obtained double bachelor degrees in Economics and Business Management. Eric has been involved in the VLAB: MIT Enterprise Forum at Stanford University, Merced Sunrise Rotary, and is involved in the University of California Merced Friend’s Circle philanthropic organization. Originally from the San Francisco Bay Area, Eric now currently resides with his wife in Merced, CA. He enjoys spending time with his family and friends in all aspects from boating on Lake McClure to evening dinner and card games.
Registered Senior Client Associate
Patty joined Bank of America/Merrill Lynch Wealth Management in 1979. Since 2007 Patty has been the client associate for our team helping our clients focus on achieveing their financial goals. Patty is a life long citizen of the Modesto area and is currently a proud resident of Ripon, CA with her husband Bart.
California State University of Stanislaus
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial
complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.