Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
We are a group that focuses on the Agricultural, Industrial, Medical and Tech based businesses,business owners and employees that are the heart of California's economy. We adhere to a disciplined process that delivers a consistent yet customized wealth management experience. Our mission is to always do what is best for our clients, build on our integrity, and earn their respect and trust. We structured our team with your needs in mind, and provide you with a broad range of wealth management strategies from Merrill Lynch and over 85 years of financial markets experience between the 4 of us. Using our Goals-Based Wealth Management approach, we can leverage the expertise of BofA Merrill Lynch Global Research for market analysis and risk management strategies to help you address your financial goals. We have a tremendous opportunity to help our business owners put together a thoughtful succession plan to help them achieve their goals. We work closely with our partners at Bank of America for banking and lending services, local Attorneys and CPAs to offer these clients their expertise in:
Buy Sell Agreements
Wealth Transfer and Trusts
Lending to a potential buyer
Company Retirement Plans
Define Contribution Plans/Defined Benefit Plans
Help Individuals going from Accumulation to Distribution Phase
Derek J. Nan
Senior Vice President
Resident Director - Wealth Management Advisor
Derek Nan is a Senior Vice President, Wealth Management Advisor in the Modesto Merrill Lynch Wealth Management Office. Derek joined Merrill in 2007 and he is a graduate of California State University of Stanislaus, where he focused his studies in Economics as well as Business Finance. He has been a life long citizen of the Modesto area and is a member of American Mensa, Past President of Oakdale Sunrise Rotary and involved in the Modesto Sons of Italy. Derek business focus is in planning-based financial advice, estate planning issues, money management, retirement planning issues, small business & corporate 401Ks including defined benefit and cash balance plans.
Eric G. Chu
Eric Chu joined the Global Wealth Management division of Merrill in 2016. He is a graduate of the University of California Merced, where he obtained double bachelor degrees in Economics and Business Management. Eric has been involved in the VLAB: MIT Enterprise Forum at Stanford University, Merced Sunrise Rotary, and is involved in the University of California Merced Friend’s Circle philanthropic organization. Originally from the San Francisco Bay Area, Eric now currently resides with his wife in Merced, CA. He enjoys spending time with his family and friends in all aspects from boating on Lake McClure to evening dinner and card games.
Registered Senior Client Associate
Patty joined Bank of America/Merrill Lynch Wealth Management in 1979. Since 2007 Patty has been the client associate for our team helping our clients focus on achieveing their financial goals. Patty is a life long citizen of the Modesto area and is currently a proud resident of Ripon, CA with her husband Bart.
California State University of Stanislaus
Our experts examine the forces that are changing the world – and how they may impact your life
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.