Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
I believe in families, complex as they may be, and that honest communication is instrumental to success in managing life’s challenges. That is why I work to engage your family in the financial decision-making process, look for opportunities to educate the younger generation, and facilitate family wealth discussions that may be difficult to initiate on your own.
I believe you find value in a one-on-one relationship with someone dedicated to knowing who you are and what you want to accomplish. Someone who knows your kids’ names, how hard you worked to get where you are, how you define a successful life and how you view your wealth. Someone who understands that your investments should be consistent with your beliefs and helps you develop a financial strategy that is focused on helping you pursue your financial goals.
My commitment centers on helping you achieve your goals by making your needs and wants a priority. My advice and strategies are guided by what’s important to you, and our success is defined by your satisfaction over time. My mission is to be the steady, insightful resource you need to help pursue your goals and preserve your wealth.
Francis joined Merrill Lynch Wealth Management in 2018, after over two decades in the financial services industry guiding business owners. He provides goals-based wealth management to business owners and their families. On their behalf, he offers boutique-like attention and the broad resources of a global financial institution—from the investing insights of Merrill, to the access to trust and fiduciary services from Bank of America Private Bank, to the banking convenience of Bank of America.
Our team is involved with local communities, assisting charitable organizations such as If Given a Chance, Social Advocates for Youth, Habitat for Humanity, COPE, Voices, Napa Hunger Project, and others. For more information about how we can help you pursue your goals and dreams, contact us at your convenience.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.