Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Justin Lacey helps clients develop a roadmap to pursue their financial objectives, preserve generational wealth, and limit their financial exposures. Mr. Lacey holds the designations of CERTIFIED FINANCIAL PLANNER (CFP®) professional, Certified Private Wealth Advisor (CPWA®), and Accredited Wealth Management Advisor (AWMA®).
Originally from Chino Hills, California, Mr. Lacey graduated Magna Cum Laude from the University of Southern California. His previous work experience includes Deloitte, Goldman Sachs, and UBS.
Personalized wealth management including:
• Customized investment guidance, including concentrated stock management
• Lending through Bank of America, N.A., including home financing and securities based lines of credit
• Longevity planning, including working with clients' outside tax advisors on tax minimization strategies and retirement income planning
• Wealth transfer approaches, including inheritance and business succession
• Insurance through Merrill Life Agency Inc., including life, long term care, and disability
• Life transition for marriage, divorce, or loss of a loved one
• Employee benefit maximization, including deferred compensation, employee stock options/awards, and restricted stock units
Other Professional achievements and education
• Certified Public Accountant (CPA®) license*
• B.S., Business Administration, University of Southern California (Magna Cum Laude)
• B.S., Accounting, University of Southern California (Magna Cum Laude)*
University of Southern California
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will help you sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will help you build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.