Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Jessica Zhou is a Senior Financial Advisor with Merrill Lynch Wealth Management and holds the Chartered Retirement Planning Counselor℠ (CRPC®) and Certified Plan Fiduciary Advisor (CPFA) designation. She strives to provide a premier level of wealth management and investment services to affluent and high-net-worth clients.
Jessica is a specially qualified Senior Portfolio Advisor who, in addition to providing traditional advice and guidance, can draw from her experience to help clients pursue their objectives by building and managing custom investment strategies, selecting from a wide range of Merrill Lynch Wealth Management model portfolios and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Senior Portfolio Advisor may manage those strategies on a discretionary basis. Jessica is committed to keeping the client’s best interest in mind while offering customized financial recommendations designed to help her clients reach their goals. She begins her engagement by gaining a deep understanding of the client’s priories, concerns and aspirations. She will then provide clients with sophisticated, robust and thoughtful strategies to help them reach their goals. Specifically, Jessica works with her clients in the following key areas:
• Investment management: traditional and alternative investments*
• Retirement Planning (incl. 401(k), IRA, Roth IRA, employee benefits, executive benefits & etc.)
• Trust & estate and wealth transfer planning services
• Credit and lending services through Bank of America, N.A.
• Insurance planning
• Education Planning
Jessica Zhou started her career in the financial industry in 2001. Prior to joining Merrill Lynch Wealth Management in 2010, Jessica had worked with Citigroup Global Wealth Management and American Express Financial Advisors. She obtained her MBA from the University of Illinois at Chicago, concentrating on corporate finance and strategic planning. She has a BA degree in international economics from Shanghai International Studies University.
Jessica also has extensive working experiences in Asia. She worked at McKinsey & Co management consulting firm for 7 years in their Shanghai and Hong Kong offices. Besides English, she is fluent in speaking and writing Mandarin. In her spare time, Jessica enjoys reading novels, traveling to the other parts of the world, exploring culinary delights and practicing hot yoga occasionally. Jessica and her family live in Irvine, CA.
*Some or all alternative investments may not be suitable for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors. CRPC® and Chartered Retirement Planning Counselor℠ are registered service marks of the College for Financial Planning.*
At Merrill, we believe that wealth isn't just about the performance of your portfolio—it is about how you live your life and the personally meaningful goals you want to achieve. This could be saving for retirement, planning for a college education, saving for a second home, caring for a family member or starting a business. Our advisors draw upon the investment insights of Merrill Lynch Wealth Management thought leaders and can offer access to Bank of America's banking products and services to help unlock opportunities tailored to clients' needs. Starting with your life priorities as a foundation, your Merrill advisor can recommend a wide variety of financial strategies to help you pursue your goals, assist in tracking progress and make adjustments along the way, putting you—not the market—at the center of all we do.
Shanghai Int'l Studies University
University of Illinois System
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We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.