Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
We can help you develop a wealth management approach designed to help your assets last through your lifetime and to pursue your desired retirement lifestyle.
Neil prides himself on building lasting relationships based on trust, loyalty and delivering concierge level service. He works closely with individuals and families spanning multiple generations, business owners and executives. Using a goals-based wealth management strategy, Neil puts his clients at the center of every personalized strategy. He strives to help clients reach the financial goals that matter most to them.
Neil, Senior Vice President, Senior Financial Advisor, began his career as a Financial Professional at Merrill in 1995; becoming a Financial Advisor in 2000. In 2004, he formed the KESSEL GROUP to provide his vast experience, knowledge and investment advisory skills to his clients through complex market cycles.
Risk management, goals based plans and the client experience is what drives his practice. Neil provides access to the investment insights of Merrill and the banking convenience of Bank of America to help address the various aspects of clients’ financial lives.
Neil is dedicated to being a trusted advisor. If you are an existing client, he is truly thankful for the opportunity to serve you and your family.
Education and Licenses
Before joining Merrill, Neil attended college in La Jolla, California, where he graduated with a Bachelor of Science Degree in Economics from the University of California at San Diego (UCSD.) He is a Senior Portfolio Advisor in the Merrill Investment Advisory Program and is a member of CBOE.
Series 7 FINRA registration (General Securities Representative)
Series 31 FINRA registration (Futures – Managed Money)
Series 65 FINRA registration (NASAA Investment Advisers Law)
Series 66 FINRA registration (Uniform Combined State Law)
California State Insurance License
Born in South Africa, Neil is married to his wife of 20 years, Desiree, with whom he has two daughters - Lauren and Ava. They have two King Charles Cavaliers named Rusty and Riley.
The Kessel family enjoy traveling abroad to Europe and South America. They like to immerse themselves in the local culture and connect with people wherever they go. Neil loves taking photographs of his travels; which are displayed in his office.
Neil lives in Irvine, California, because he appreciates the beautiful parks, pools and green belts, as well as the excellent schools his daughters attend.
UC San Diego
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.