Approach

Working with us means working with advisors truly dedicated to your success. Our approach is simple, transparent and supported by thoughtful investment guidance.

We believe clients realize the full value of our relationship, including:

• helping you make significant decisions
• recognizing your life priorities and goals
• understanding your investment personality
• helping you prioritize and pursue goals
• being transparent by making possibilities, fees and risks clear
• taking steps to help you preserve income during a life challenge
• educating the younger generation about investments and the markets

Sustainable and Impact Investing

We focus on helping our clients manage their wealth in a manner designed to meet their individual needs and aligned with their values. Our comprehensive wealth management approach incorporates sustainable and impact investing considerations to help clients pursue their goal of generating intentional social and environmental impact while also pursuing their financial goals.

*Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other approaches or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG approaches may rely on certain values-based criteria to eliminate exposures found in similar approaches or broad market benchmarks, which could also result in relative investment performance deviating.

_{DISCLOSURE: The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of Bank of America Corporation.}