At different stages of his life, Percy realized that many people who were important to him were facing financial challenges that could have been simplified or avoided.  What was missing, he thought, was meaningful guidance. That belief inspired him to choose a career designed to help people with virtually every aspect of their wealth management needs.

Percy helps individuals and families think strategically about their financial futures. He works with a strong sense of purpose and determination to assist clients in defining goals, establishing priorities, and adjusting financial strategies to help change life circumstances. As a Portfolio Manager in Merrill’s Investment Advisory Program, Percy can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies.

Before joining Merrill Lynch Wealth Management in 2000, Percy worked in accounting at an engineering firm. He began his Merrill career by assisting law enforcement officers with legacy and retirement planning strategies. Today, his client base includes a broad range of people with diverse wealth management needs – from athletes, doctors and entrepreneurs to newly graduated college students, young parents and retirees. He utilizes the investing resources of Merrill, with access to the banking convenience of Bank of America, to help clients address financial issues, often in challenging and tight timeframes.  

Growing up in the small town of Pittsburg, California, Percy excelled in football and track. He was the first in his family to graduate from college, earning a Bachelor of Science degree in business administration and finance at Humboldt State University. 

Percy is an avid outdoorsman. He enjoys fishing, hiking, snowboarding, and competitively smoking meats while participating in local competitions. His wife TraShell, and young daughter, O’Ryan, are the center and driving force of his life.

In addition to his family and personal hobbies, Percy serves as a mentor for young financial advisors at Merrill. He volunteers in the community and raises funds for organizations such as Strive Through Self (STS) Academy.   

Neither Bank of America, Merrill, nor any of their affiliates or financial advisors provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Having begun his career 20 years ago as an analyst in private equity, Peter has attracted a largely referred circle of financially astute, highly educated clients in California and more than ten other states – active and retired managing directors of major financial firms, tech entrepreneurs and executives, software engineers, physicians and other clients creating wealth and building families.

To serve the myriad challenges facing clients who, in most cases, lack the time to manage the rigor of their financial lives, Peter asks questions meant to provoke thought and meaningful discussions – when possible, of both spouses, “Do you want to retire someday or are you seeking a work-optional lifestyle? Who are you responsible for? What are you looking for in our relationship?”

Driven by data and facts, Peter makes use of the firm’s advanced planning tools and a rigorous process in which he crafts multi-pronged strategies and presents alternative scenarios that typically span investment and retirement planning, liability management, tax-minimization and estate planning strategies.

Peter’s extensive financial knowledge, diverse background and rare combination of skillsets allow him to work more strategically and analytically on behalf of clients – from the exploration and goal-setting step of their relationship, through the formulation, implementation and periodic review of an integrated financial strategy. A highly credentialed lifetime learner, he holds the:

• CERTIFIED FINANCIAL PLANNER™, CFP® certification from the Certified Financial Planner Board of Standards.

• Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™, which is taught in conjunction with the Wharton School at the University of Pennsylvania.
 
• Chartered Retirement Planning Counselor designation through the College for Financial Planning Institutes Corp.

Peter is also a qualified Senior Portfolio Advisor who, in addition to providing traditional advice and guidance, can help clients pursue their investment objectives by recommending individual or combination of Merrill Lynch Wealth Management and approved third party investment managers' strategies, funds or portfolios. 

When it comes to investments, Peter relies on the firm’s Chief Investment Office for asset allocation direction and the core aspect of client portfolios. In addition to selected outside managers, he offers clients access to alternative investments* including private equity for non-correlated assets that can help mitigate market volatility.

Through Bank of America, N.A., Peter offers clients ready access to residential, securities-based and custom lending solutions. He also can coordinate with clients’ CPAs and attorneys to align tax-minimization and estate planning strategies.

Peter’s early interest in economics and investments led him to the University of California at San Diego, where he earned a Bachelor’s degree in Economics.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.

*The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., (“Bank of America”) and Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S” or “Merrill”), a registered broker-dealer, registered investment adviser and a wholly owned subsidiary of BofA Corp. This information should not be construed as investment advice and is subject to change. It is provided for informational purposes only and is not intended to be either a specific offer by Bank of America, Merrill or any affiliate to sell or provide, or a specific invitation for a consumer to apply for, any particular retail financial product or service that may be available.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

*Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

*NMLS#558112

Aaron started his business career in accounting, but soon realized that he preferred a role where he could work more closely with clients and touch their financial lives. As a Merrill financial advisor, he draws on his own experience and his team’s resources to help clients tailor creative wealth management strategies to specific objectives. Aaron focuses on assisting corporate executives with strategies for concentrated stock positions, restricted stock transactions and liquidity events. He also works with non-profit organizations and families. 

Before he joined Merrill Lynch Wealth Management in 2019, Aaron was a client service associate at Morgan Stanley. He appreciates the value of attentive, top-quality service and strives to be responsive and accessible on the client’s schedule. His approach to wealth management is grounded in the desire to build strong, lasting relationships based on careful listening to understand the big picture of each client’s wealth and what they hope to achieve with it.

Aaron grew up in a large, close-knit family in Pittsburg, California. Early in life, he learned the importance of family, hard work and education. Aaron earned his own way through college at the University of California, Riverside. He lives in Pittsburg and his many interests include sports, art, photography and travel.  

Neither Bank of America, Merrill, nor any of their affiliates or financial advisors provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.