Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Hratch Andreassian, CFP®, CIMA®, CPWA®
Wealth Management Advisor
Hratch works with high-net-worth individuals, retirees, business owners and foundations to help meet their goals. He focuses on array of wealth management strategies, including investment guidance and risk management, lending and liability management, retirement income planning, asset preservation strategies, wealth transfer and tax minimization, charitable and estate planning strategies.
Hratch is deeply passionate about helping his clients pursue what's important to them. With over 16 years of experience and as a qualified Portfolio Manager, he brings a seasoned perspective to managing and simplifying the financial lives of his clients by leveraging the resources and services of one of the world's largest investment firms with a thoroughly customized approach to wealth management.
Hratch is committed to lifelong learning and staying at the forefront of the industry. In addition to his MBA degree with a concentration in finance, Hratch has obtained three advanced professional certifications: CFP® professional, CIMA® and CPWA® from leading institutions and completes continuing professional education on an annual basis.
The CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is one of the most recognized and respected credentials in the financial services profession.
Certified Investment Management Analyst® (CIMA®) is an advanced professional certification awarded by the Investments & Wealth Institute™ and taught in conjunction with The Wharton School at the University of Pennsylvania.
Certified Private Wealth Advisor® (CPWA®) designation is awarded by the Investments & Wealth Institute™ and taught in conjunction with The Booth School of Business at the University of Chicago.
Hratch and his wife Olga live in Glendale, California and are proud parents to their children Michael, Sophia and Isabella. In his spare time, Hratch enjoys spending time with his family, practicing yoga, playing golf, ice hockey, skiing and photography.
English, Russian & Armenian
University of Chicago, Booth School of Business
University of Pennsylvania, The Wharton School
American University of Armenia
Yerevan State University
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The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer
Bank of America, N.A.
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.