Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
The McGowan Awad Group brings shared ideas and resources to clients, offering a goals-based wealth management approach that puts them, rather than the market, at the center of the wealth management process. Offering access to the global investing resources of Merrill Lynch Wealth Management and the banking convenience of Bank of America, we can assist clients in identifying and prioritizing personal goals, which might include planning for and funding children’s or grandchildren’s educations, helping ensure that money lasts in retirement, covering potential health care costs, and preserving wealth. We then help develop a financial strategy aligned with their goals.
We advise entrepreneurs and business owners at multiple points in their professional lifecycles. Some are actively building their businesses, others anticipate liquidity events, and still others have recently sold or transferred their businesses. We understand the demands and challenges that entrepreneurs face for their time and attention. Our value lies in making their lives easier and simpler – prioritizing the issues they need to tackle, streamlining their decision points, and allowing them to focus on their most important financial asset: their businesses.
We connect clients to an extensive range of resources and opportunities across Merrill and provide access to the banking convenience of Bank of America, directing cohesive strategies and tactics across multiple lines of business:
We’ve been privileged to work with multiple generations of families for many years. Each family is unique, with its own interests, concerns, and long-term aspirations. Our outreach is firmly grounded in the distinctive circumstances of each relationship. We begin with discovery—discussing a family’s preferences, risk tolerance, cash-flow needs, spending habits, charitable inclinations, and wealth transfer objectives. We then synthesize this information into cohesive and workable strategies that seek to advance a family’s long-term objectives. Planning is the foundation of our work, laying the groundwork for purposeful initiatives:
There are many uncertainties in life and in the financial markets. As advisors, we believe in controlling the controllable to enhance the well-being of our clients. We are fee- and tax-sensitive, designing portfolios that reflect each client’s preferences, risk parameters, and timelines. We believe strongly in diversification, harnessing a range of asset classes and instruments, including ETFs, fixed income investments, alternative investments, socially conscious investments, and other investment vehicles, as appropriate.
We also look to connect clients to the best resources at their disposal. We’re experienced in identifying and leveraging talent, wherever it is housed. We work closely with a client’s external tax and legal advisors, maintaining regular communication and active collaboration. We also rely on an extensive network of in-house specialists at Merrill Lynch Wealth Management and access to the banking convenience of Bank of America, facilitating singular approaches to the opportunities and challenges that significant wealth can entail.
Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We will work to help you stay on track, regardless of what the markets are doing.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.