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The McGowan Awad Group

Merrill lynch

The McGowan Awad Group

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Merrill Lynch
Wealth Management

Good client relationships are built through teamwork and client involvement delivered by our group and access to Merrill's resources. Our goal is to be your primary source for financial advice and guidance. We want you to value the dedication we provide at each step of the wealth management process.

The McGowan Awad Group brings shared ideas and resources to clients, offering a goals-based wealth management approach that puts them, rather than the market, at the center of the wealth management process. Offering access to the global investing resources of Merrill Lynch Wealth Management and the banking convenience of Bank of America, we can assist clients in identifying and prioritizing personal goals, which might include planning for and funding children’s or grandchildren’s educations, helping ensure that money lasts in retirement, covering potential health care costs, and preserving wealth. We then help develop a financial strategy aligned with their goals.

Context and Coordination for Entrepreneurs

We advise entrepreneurs and business owners at multiple points in their professional lifecycles. Some are actively building their businesses, others anticipate liquidity events, and still others have recently sold or transferred their businesses.  We understand the demands and challenges that entrepreneurs face for their time and attention. Our value lies in making their lives easier and simpler – prioritizing the issues they need to tackle, streamlining their decision points, and allowing them to focus on their most important financial asset: their businesses.

We connect clients to an extensive range of resources and opportunities across Merrill and provide access to the banking convenience of Bank of America, directing cohesive strategies and tactics across multiple lines of business:

  • Business succession and transfer strategies
  • Tax-sensitive wealth planning initiatives*
  • Access to cash management and custom lending through Bank of America, N.A.
  • Corporate retirement programs
  • Business valuation strategies
  • Key man and other insurance strategies

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Merrill Life Agency's California License Number 0522776

Meaningful Direction for Family Wealth

We’ve been privileged to work with multiple generations of families for many years. Each family is unique, with its own interests, concerns, and long-term aspirations. Our outreach is firmly grounded in the distinctive circumstances of each relationship. We begin with discovery—discussing a family’s preferences, risk tolerance, cash-flow needs, spending habits, charitable inclinations, and wealth transfer objectives. We then synthesize this information into cohesive and workable strategies that seek to advance a family’s long-term objectives. Planning is the foundation of our work, laying the groundwork for purposeful initiatives:

  • Investment Management
  • Trust and Estate Planning Services
  • Healthcare and Insurance Strategies
  • Education Funding
  • Banking and Lending Services through Bank of America, N.A.
We believe in maintaining a long-term perspective, not only in navigating the investment markets, but in discerning the deeper meaning of wealth and security. By provoking ideas and inspiring strategies that may not be readily apparent, we look to support families so that they can be happy in their lives and at peace with their legacies.

*Merrill Life Agency's California License Number 0522776 

Controlling the Controllable

There are many uncertainties in life and in the financial markets. As advisors, we believe in controlling the controllable to enhance the well-being of our clients. We are fee- and tax-sensitive, designing portfolios that reflect each client’s preferences, risk parameters, and timelines. We believe strongly in diversification, harnessing a range of asset classes and instruments, including ETFs, fixed income investments, alternative investments, socially conscious investments, and other investment vehicles, as appropriate.

We also look to connect clients to the best resources at their disposal. We’re experienced in identifying and leveraging talent, wherever it is housed. We work closely with a client’s external tax and legal advisors, maintaining regular communication and active collaboration. We also rely on an extensive network of in-house specialists at Merrill Lynch Wealth Management and access to the banking convenience of Bank of America, facilitating singular approaches to the opportunities and challenges that significant wealth can entail.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.

*Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other strategies or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG strategies may rely on certain values based criteria to eliminate exposures found in similar strategies or broad market benchmarks, which could also result in relative investment performance deviating.

Meet Our Group

Supported by the global resources of Merrill, our group is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds4
  • Private Foundations4
  • Charitable Trusts4
Using your finances to bring it all together
  • Merrill Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2
Taking care of your family and other people in your life
  • Trust & Estate Planning Services4
  • Education Funding1
  • Insurance3

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.