Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
Raffi H. Kendirjian, CRPC®
First Vice President
Senior Financial Advisor
Raffi joined Merrill Lynch Wealth Management in downtown Los Angeles in 2009 and later moved to the Glendale office in 2011. He began his career in the financial services industry with UBS in 2007. Between 1999 and 2005, Raffi was a Senior Economist with the United Nations Development Program in Beirut, Lebanon, advising the Lebanese Treasury on international Eurobond issuance, debt and public finance management. At the same time, he was also a lecturer in Financial and Cost Accounting at Haigazian University.
Raffi holds a Master's degree in Money and Banking (renamed "Financial Economics") from the American University of Beirut (“AUB”)and a Bachelor’s in Business Administration from Haigazian University. Throughout his career, Raffi has participated in numerous international conferences and seminars in Europe, the Middle East and in the United States, most notably at the World Bank and the International Monetary Fund in Washington D.C. and at the United Nations Palace in Geneva, Switzerland. Outside of work, he makes time for community affairs in the Los Angeles area. Raffi and his wife Silva are blessed with two children.|Raffi and his team provide customized investment advice and financial services to affluent and high net-worth investors, tailoring solutions based on their risk tolerance, time horizon, liquidity needs and overall investment goals. Sound investment management, retirement planning, home and real estate lending and life insurance strategies are among the many services Raffi and his team provide within the framework of his wealth management process.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Arabic, English & Armenian
American University of Beirut
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We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.