Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Raffi H. Kendirjian, CRPC®
First Vice President
Senior Financial Advisor
Raffi joined Merrill Lynch Wealth Management in downtown Los Angeles in 2009 and later moved to the Glendale office in 2011. He began his career in the financial services industry with UBS in 2007. Between 1999 and 2005, Raffi was a Senior Economist with the United Nations Development Program in Beirut, Lebanon, advising the Lebanese Treasury on international Eurobond issuance, debt and public finance management. At the same time, he was also a lecturer in Financial and Cost Accounting at Haigazian University.
Raffi holds a Master's degree in Money and Banking (renamed "Financial Economics") from the American University of Beirut (“AUB”)and a Bachelor’s in Business Administration from Haigazian University. Throughout his career, Raffi has participated in numerous international conferences and seminars in Europe, the Middle East and in the United States, most notably at the World Bank and the International Monetary Fund in Washington D.C. and at the United Nations Palace in Geneva, Switzerland. Outside of work, he makes time for community affairs in the Los Angeles area. Raffi and his wife Silva are blessed with two children.|Raffi and his team provide customized investment advice and financial services to affluent and high net-worth investors, tailoring solutions based on their risk tolerance, time horizon, liquidity needs and overall investment goals. Sound investment management, retirement planning, home and real estate lending and life insurance strategies are among the many services Raffi and his team provide within the framework of his wealth management process.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Arabic, English & Armenian
American University of Beirut
Personalized advice, disciplined investing and ongoing review can make this a reality.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill's asset aggregation tool
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.