Merrill Lynch

Labiak, Ficara & Associates

Wealth Management

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Merrill Lynch
Wealth Management

"We put clients’ priorities and goals at the center of our work. Our goal is to build long-term relationships that can give clients deep, steadfast support spanning generations."

- Nathan Labiak and Christopher Ficara

Labiak, Ficara & Associates

Bring clarity and focus to your financial life.

Managing wealth is much more than deciding what investments to own. It’s about creating a strategy for your family’s financial future that targets your unique goals and objectives. At Labiak, Ficara & Associates, we are committed to assisting clients in simplifying their financial lives with strategies designed to help preserve, manage and grow wealth over time.

Our approach to wealth management is forward thinking and provides access to the global investing insights of Merrill Lynch Wealth Management and the banking convenience of Bank of America. That powerful combination allows us to access an extensive range of services and act with capabilities that can be tailored to and focused on your individual financial needs and goals.

Our clients are retirees, corporate executives, small businesses owners and entrepreneurs. We welcome the opportunity to speak with you about your family’s wealth.

Focus your vision: Strategies for your financial life

Our approach to wealth management focuses on your goals and financial outlook. We work closely with you to gain a clear understanding of your current finances, future goals and priorities. Then we combine a rigorous client assessment with advanced portfolio construction techniques to help you create financial strategies that become key parts of the pursuit of your financial objectives. These strategies take into consideration your risk tolerance, liquidity needs, time horizon, short- and long-term goals and tax minimization needs, going beyond the traditional labels of "conservative," "moderate" and "aggressive." 

We utilize BofA Global Research, along with sophisticated modeling tools, to assess various investment scenarios. These scenarios may include predictable events, such as retirement or the sale of a business; as well as unpredictable events such as market conditions, changes in tax regulations, or the unexpected loss or disability of a primary income earner.

With your permission, we can work closely with other trusted professionals, such as your accountant or estate planning attorney, to help ensure that together we achieve the best possible outcome for you and your family. We encourage open and candid communication. Our goal is to build long-term relationships that can give clients deep, steadfast support spanning generations.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

Personalized service, global resources

We provide a personalized service that can help you navigate the many useful resources of a large firm- the investing insights of Merrill Lynch Wealth Management and access to the banking convenience of Bank of America. That powerful organizational combination allows us to offer access to an extensive range of services and capabilities that can be tailored to and focused on your individual financial needs and goals.

Our clients look to us for advice on a host of financial topics which include:

  • Investment management

  • Alternative investments

  • Retirement planning

  • Education funding

  • Executive compensation/services

  • Concentrated stock strategies, including 10b51 sales and 144 reporting

  • Private business sales

  • Banking and lending

  • Trust and estate planning services

  • Private foundations

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.


Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Christopher Ficara

Forbes "Best-in-State Wealth Advisors" 2022 and 2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Nathan Labiak

Forbes "Best-in-State Wealth Advisors" 2021, 2022, 2023
Published annually Jan- April. Rankings based on data as of June 30 of prior year.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.

Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.

    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.


    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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      Transcript of Video 

      No question too big or moment too small
      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      The Power of the Right AdvisorTM
      Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.