Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Julie L. Small, CFP®, CRPC®, CPFA is a First Vice President-Wealth Management Advisor in the Roseville, CA Merrill Lynch Wealth Management office. Julie earned the designations of CERTIFIED FINANCIAL PLANNER ™ CFP® professional and Chartered Retirement Planning Counselor CRPC®. Julie recently obtained her Certified Fiduciary Plan Advisor, CPFA, designation for retirement plans.
Julie is committed to helping high net worth clients achieve financial security through retirement planning, liability and insurance management, as well as investment management. In conjunction with you, Julie considers your whole life, taking the time to fully understand you and what matters most to you as an individual and as a business professional. With this intimate knowledge about what you value most, and based on your personal risk tolerance, time horizon and liquidity needs, Julie helps you establish objectives and develop appropriate strategies designed to achieve your goals. Drawing on the deep and broad resources of Merrill, Julie will connect all of the pieces of your financial life into a coordinated plan to help achieve what you consider most important for your life. Towards this end, she conducts regular reviews with you to help you monitor your progress to your goals and to keep your strategies consistent with any changes occurring in your life and/or business.
In addition to serving individual and businesses, Julie assists Not For Profit Organizations and Foundations with optimizing the management of their resources.
Julie earned her Bachelor of Fine Arts Degree from the University of Arizona in 1988. She enjoyed a career in Graphic Design prior to joining Merrill in 1991. Julie has lived in the Sacramento region since 1991 and is active in the community by serving on the Board of Directors of her daughter’s former school. Julie currently resides in Granite Bay, CA and enjoys spending time with her husband, daughter and friends.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
University of Arizona
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.