Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Who Are We
We are a Goals Based Wealth Management Team working with a select group of clients to establish and help realize goals centered on their 7-life priorities; family, finances, home, health, work, leisure and giving. Incorporating a holistic approach, we help manage personal wealth and liabilities, retirement assets, along with business planning and wealth transfer strategies. Each year we develop relationships with a limited number of new clients.
Our Value Proposition
>We are your Financial Advocate – here to assist with your overall financial well being
>Our knowledge, experience and resources helps you make more informed financial decisions
>When life disrupts the status quo, we are there to help you adjust and plan
>We coordinate various aspects of your financial affairs, including but not limited to:
- Liquidity/Emergency needs
- Short and long-term goals
- Cash flow and retirement planning
- Social Security decision making
- Life and disability insurance
- Debt/mortgage guidance
- Estate and retirement plan beneficiary designations
- Tax reporting on investment accounts provided to your tax professional
>Our Investment oversight will:
- Help you better understand the risk in your investment portfolio
- Monitor your overall household investment allocation, including assets held outside our firm
- Evaluate the management and performance of the investments in your portfolio
- Help with liquidity management for emergencies, personal and professional transitions
- Pro-actively suggest adjustments to, and rebalancing of, investment portfolios
>We do NOT incorporate a market timing approach to investment management.
>We integrate a strategic investment allocation approach with tactical adjustments focusing on:
- Economic outlook
- Federal Reserve and Central Bank Policy
- Market and asset class valuations
- Government, Corporate and Personal balance sheets
>On-going communication will include:
- Direct access to the investment professionals
- Monthly statements and periodic portfolio reviews, but no less than semi-annually
- Comprehensive assessments and personal “check-ups"
Paul Sanit, CRPC®
Paul Sanit is a First Vice President and Senior Financial Advisor for Merrill Lynch Wealth Management and brings over 38 years of industry experience. He earned a Certified Plan Fiduciary Advisor designation awarded by the National Association of Plan Advisors. Paul is a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. When servicing clients through the firm’s Investment Advisory Program, a Portfolio Manager may manage his strategies on a discretionary basis. Paul began his financial services industry career in 1981 and dedicated over eight years to E.F. Hutton's Personal Financial Planning Division, where he advised some of the firms most affluent clients. He received a degree in Finance from Hofstra University. Paul has been very involved in the growth of lacrosse in San Diego through coaching and running lacrosse related events. He enjoys golfing, biking and exercise during his free time.
Taylor Holloway is a Registered Client Associate with Merrill. Taylor is a graduate of San Diego State University with a Bachelors of Science in Business Administration - Financial Services. Taylor has been with Merrill Lynch Wealth Management since 2014, having worked in operations and as the Resident Director’s assistant before transitioning into the Client Associate role. Prior to joining Merrill, Taylor held industry positions with Waddell & Reed and Ameriprise Financial as a Financial Planning Specialist. During her free time, Taylor enjoys traveling, reading and waterskiing as often as possible. She also enjoys spending time with family and her two dogs Angus and Murphy.
Additional Resource – Wealth Management Lending Officer
You may also benefit from the experience of a Wealth Management Lending Officer from Bank of America, N.A. who can provide strategic and personalized home financing guidance focused on your needs. Working together, your Financial Advisor team and Lending Officer can draw upon an expansive array of home financing solutions designed to fit into your overall financial strategy and help you pursue your financial objectives.
Our experts examine the forces that are changing the world – and how they may impact your life
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your online and mobile destination for access to your financial information, secure communications, and a robust offering of tools and capabilities
It’s easy to seamlessly integrate your Merrill Wealth Management and Bank of America banking accounts online and through our mobile apps with a single click
You can manage account security with our customizable security capabilities such as Face ID/Touch ID, one time passcode and other security features
Your advisor is a click away through our Secure Inbox and texting application
Access to your complete financial life is available with Spending & Budgeting, integrating your Merrill and Bank of America activity into a powerful tool to track your expenses and income
I believe it’s important that you seek the advice and guidance of an experienced Merrill Lynch Wealth Management Advisor who can thoughtfully analyze your situation, identify strategies that address your needs, and clearly communicate them to you. We want to work with you to develop your wealth management strategy for the future.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.