Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
As a Financial Advisor with Merrill Lynch Wealth Management, Christine helps her clients reach their financial goals through an integrated and comprehensive approach to wealth management that addresses the full spectrum of their financial lives. She finds great personal satisfaction in engaging with her clients and acts as a dedicated advisor, being personally available to them. Christine's relationship with her clients begins with gaining a meaningful understanding of their life and goals and with her team of specialists at Merrill considers many aspects of their wealth -- savings and investment strategies, estate and philanthropic planning, retirement funding and withdrawal plans, tax strategies, protection planning with long-term care and insurance, lending, debt structuring and business succession planning. Christine provides customized solutions for her clients and develops and monitors a plan to address both simple and complex situations to preserve and grow wealth based on risk tolerance, time horizon, liquidity needs and overall investment goals.
Christine focuses her work on the complex needs of older adults, particularly those who are approaching retirement, are divorced, have recently lost a spouse or who are unmarried and do not have close family members to help them with their important financial decisions. She works to simplify their complex issues and helps them find confidence when considering the financial decisions that affect their lives, providing support to manage their affairs. Christine also works with private fiduciaries who are working with individuals faced with special needs or health issues, where she provides guidance on investment decisions to help them with their fiduciary duties. She in addition assists Canadians living in the U.S. with their cross-border investment strategies.
Christine is a Certified Public Accountant and has worked in the financial services industry for over 14 years. She holds a Certificate in Fiduciary Management from the University of California, Riverside and a Certificate in Estate Planning and Master of Science in Taxation from Golden Gate University in San Francisco. She attended the University of Western Ontario and McGill University in Canada for undergraduate and continuing education studies. Prior to joining Merrill, she worked at PricewaterhouseCoopers with their Asset Management group where she focused on tax compliance for private equity companies, hedge funds and real estate investment trusts. She has also worked with smaller public accounting firms where she helped high net worth individuals and families with tax compliance and planning. Christine serves on the Estate Planning and Taxation Committees of the California Society of CPAs and is a member of the Financial Planning Association of San Francisco and the Emerging Advisors Network of the San Francisco Foundation. She volunteers with organizations in the San Francisco and Marin County, CA areas, including Marin Agricultural Land Trust, American Cancer Society, and Muttville, a senior dog shelter.
Golden Gate University
University of Western Ontario
Personalized advice, disciplined investing and ongoing review can make this a reality.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
ISG Portfolio Strategist
We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
I believe it’s important that you seek the advice and guidance of an experienced Merrill Lynch Wealth Management Advisor who can thoughtfully analyze your situation, identify strategies that address your needs, and clearly communicate them to you. We want to work with you to develop your wealth management strategy for the future.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.