Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
David is focused on helping you pursue your financial goals with thoughtful, tax sensitive investment guidance. He can collaborate with your tax professionals to help insure a coordinated investment strategy. David can help you achieve your goals with simplicity, transparency and a disciplined process to measure your progress. His guidance is tailored to support your current lifestyle, retirement income needs and legacy goals, while striving to make you feel comfortable at every step. David’s passion is fueled by striving to make a positive difference in the lives of those he serves.
With a dedicated team of specialists and access to the investment insights of Merrill and the banking convenience Bank of America, David offers customized strategies that include:
- Access to Banking & Lending from Bank of America
- Insurance Solutions
- Investment and Portfolio Management
- Education Funding
- Tax Minimization Strategies
- Retirement Income Analysis
- Estate Planning Services
- Charitable Giving
- Budgeting and Cash Flow Management
David joined the San Francisco office of Merrill Lynch Wealth Management in October 1986 and completed his B.S. in Business Administration from the Menlo College in 1987. He holds the CERTIFIED FINANCIAL PLANNER™, CFP®, certification and the Chartered Retirement Planning Counselor, CRPC®, designation. Originally from New Jersey, David moved to Hawaii in his youth before relocating to California for College, he now lives in Lafayette, California. An avid boater, David spends much of his free time out on the San Francisco Bay & Delta.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
Senior Wealth Management Lending Officer
Bank of America, N.A.
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.