Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
David is focused on helping you pursue your financial goals with thoughtful, tax sensitive investment guidance. He can collaborate with your tax professionals to help insure a coordinated investment strategy. David can help you achieve your goals with simplicity, transparency and a disciplined process to measure your progress. His guidance is tailored to support your current lifestyle, retirement income needs and legacy goals, while striving to make you feel comfortable at every step. David’s passion is fueled by striving to make a positive difference in the lives of those he serves.
With a dedicated team of specialists and access to the investment insights of Merrill Lynch and the banking convenience Bank of America, David offers customized strategies that include:
- Access to Banking & Lending from Bank of America
- Insurance Solutions
- Investment and Portfolio Management
- Education Funding
- Tax Minimization Strategies
- Retirement Income Analysis
- Estate Planning Services
- Charitable Giving
- Budgeting and Cash Flow Management
David joined the San Francisco office of Merrill Lynch in October 1986 and completed his B.S. in Business Administration from the Menlo College in 1987. He holds the CERTIFIED FINANCIAL PLANNER™, CFP®, certification and the Chartered Retirement Planning Counselor, CRPC®, designation. Originally from New Jersey, David moved to Hawaii in his youth before relocating to California for College, he now lives in Lafayette, California. An avid boater, David spends much of his free time out on the San Francisco Bay & Delta.
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Learn more about the highly engaging podcast series from Merrill Lynch
Supported by the global resources of Merrill Lynch, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer NMLS # 483747
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.