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Profile

David is focused on helping you pursue your financial goals with thoughtful, tax sensitive investment guidance. He can collaborate with your tax professionals to help ensure a coordinated financial strategy. David can help you achieve your goals with simplicity, transparency and a disciplined process to measure your progress. His guidance is tailored to support your current lifestyle, retirement income needs and legacy goals, while striving to make you feel comfortable at every step. David’s passion is fueled by striving to make a positive difference in the lives of those he serves.

With a dedicated team of specialists and access to the investment insights of Merrill and the banking convenience Bank of America, David offers customized strategies that include:

- Access to Banking & Lending from Bank of America
- Insurance Solutions
- Investment and Portfolio Management
- Education Funding
- Tax Minimization Strategies
- Retirement Income Analysis
- Estate Planning Services
- Charitable Giving
- Budgeting and Cash Flow Management

David joined the San Francisco office of Merrill Lynch Wealth Management in October 1986 and completed his B.S. in Business Administration from the Menlo College in 1987. He holds the CERTIFIED FINANCIAL PLANNER™, CFP®, certification and the Chartered Retirement Planning Counselor, CRPC®, designation. Originally from New Jersey, David moved to Hawaii in his youth before relocating to California for College, he now lives in Lafayette, California. An avid boater, David spends much of his free time out on the San Francisco Bay and Delta.

*Merrill Life Agency's California License Number 0522776

  • LANGUAGES

    English

  • EDUCATION

    Menlo College

    Punahou School

Professional Staff

Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Maggie Kabajouzian

Wealth Management Banking Specialist

Merrill

Darren E Suiter

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #982132

Stephen M Grobecker

Retirement Specialist

Bank of America, N.A.

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

David is focused on helping you pursue your financial goals with thoughtful, tax sensitive investment guidance. He can collaborate with your tax professionals to help ensure a coordinated financial strategy. David can help you achieve your goals with simplicity, transparency and a disciplined process to measure your progress. His guidance is tailored to support your current lifestyle, retirement income needs and legacy goals, while striving to make you feel comfortable at every step. David’s passion is fueled by striving to make a positive difference in the lives of those he serves.

 

Philosophy

With a dedicated team of specialists and access to the investment insights of Merrill and the banking convenience Bank of America, David offers customized strategies that include:

- Access to Banking & Lending from Bank of America
- Insurance Solutions
- Investment and Portfolio Management
- Education Funding
- Tax Minimization Strategies
- Retirement Income Analysis
- Estate Planning Services
- Charitable Giving
- Budgeting and Cash Flow Management

*Merrill Life Agency's California License Number 0522776

Capabilities

My process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. My ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. I view myself as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.



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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.