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The Lin Group

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Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Stephen M Grobecker

Stephen M Grobecker

Retirement Specialist

Merrill Lynch

Maggie Kabajouzian

Maggie Kabajouzian

Wealth Management Banking Specialist

Merrill Lynch

Buu Tran

Buu Tran

Senior Wealth Management Lending Officer

Bank of America, N.A.

NMLS #484721

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Welcome

We advocate a long-term approach to investing and incorporate a goals-based wealth management process to financial management and investing consistent with each client's investment goals and risk tolerance/return expectations. We develop financial strategies that integrate retirement, liability/credit, college and savings, investment management. In addition, we work with clients on their retirement and concentrated stock diversification strategies as well as work with their advisors in developing their estate plan.

Our team leverages internal specialists and partner with clients’ own tax and legal advisors in order to understand the complexities of each client’s individual situation to develop financial strategies to help achieve the goals. One of our team’s goals is to meet with clients to regularly update their wealth management plans to help in reaching their financial goals.

The Lin Group genuinely enjoys taking the time to know each client on a personal and financial level to understand their complex situations and values. We believe this develops into a relationship built on trust and understanding that the Lin Group strives to uphold. We use proprietary tools and resources to help explore scenarios impacting clients’ ability to reach immediate and future financial goals.

*Lending and Credit Services are through Bank of America, N.A.

Philosophy

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, we will work with you to develop an approach designed to help address your financial needs.

Approach

Our approach to investing is grounded in an understanding of you. It all begins with a conversation. We take the time to get to know you — your kids' names, how hard you worked to get where you are and how you define success. We'll work together with you to understand your investment personality, prioritize your goals and build a financial approach that reflects your needs. We believe investors can benefit from our advice, access to the investment insights offered by Merrill, trust and fiduciary services from Bank of America Private Bank and the banking convenience of Bank of America. When it comes to your success, there’s only one financial approach that really matters — yours.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will give you a sense of the full assessment and help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

You can’t feel good about your finances unless you know exactly where you are, where you want to go, and how much you may need to get there. We work with you to develop a customized financial strategy, drawing on the best thinking of our firm, to help you with your financial future. We will manage all aspects of your relationship, making it clear what you’re paying for and what you’re getting. As your life and the markets change, we will meet periodically to help make sure you’re on track in pursuing your goals and to adjust your strategy as needed for the journey ahead.

We leverage internal specialists and partner with your own tax and legal advisors in order to understand the complexities of your individual situation to develop financial strategies to help you achieve your goals.

*Lending and Credit Services are through Bank of America, N.A.

Focus On Individuals, Families, and Small Businesses

We can offer advice and guidance designed to assist you in making investment-related decisions and trade-offs that can help you reach personally meaningful goals.  So whether you’re planning your retirement, saving to buy a home or fund a child’s education, we start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

Past Events

The Washington Update with Jeff Bush San Francisco 2020

August 11th, 2020|3:00 PM - 4:00 PM PST

Merrill is hosting an engaging virtual event featuring Jeff Bush, a dynamic and insightful speaker and author known for his unique ability to translate difficult tax and fiscal information coming out of Washington, D.C into growth strategies for business owners, executives and high net worth investors. Jeff will discuss his perspective on the current political environment, prospective legislation, upcoming elections and strategies for investment and retirement planning.

Virtual Seminar Details

Date:  Tuesday, August 11th

Time:  3:00 – 4:00 pm PT

Register here:  https://www.veracast.com/webcasts/bofa/merrill/id97340252966.cfm

Space is limited, so please register by Friday, August 7th!

    Haim Israel Trends in Technology Webinar

    September 9th, 2020|11:00 AM - 12:00 PM PST

    Merrill is hosting an engaging virtual event featuring Haim Israel, a managing director and Global Strategist who heads up the Global Thematic Research team at BofA/ML. Prior to this position, Israel was head of the BofA/ML EEMEA Telecom Research team, as well as the head of Israeli Research. Before joining Merrill Lynch in 2004, he was head of research at Tel Aviv firm Excellence Nessuah Securities. Israel attained his MBA from The Hebrew University, Jerusalem, and also holds a dual major in Finance & Business.

    The virtual event will take place via webcast next Wednesday, Sep 9th at 11:00-12:00pm PST. Please let me know if you can attend so I can RSVP you to the event.


    James Lin
    SVP, Wealth Management Advisor
    james_lin@ml.com
    415-676-2622
    Virtual Seminar: Haim Israel Trends in Technology
    Date: Wednesday, September 9th
    Time: 11:00-12:00pm PDT

      2020 Elections: The Key Issues and How to Prepare for What May Be Next

      October 8th, 2020|11:00 AM - 12:00 PM PST

      2020 Elections: The Key Issues and How to Prepare for What May Be Next
      October 8, 2020 | 2:00 p.m. ET

      Mark your calendar for this roundtable discussion where expert panelists will offer an unbiased analysis on how different outcomes could shape economic policy, the markets, and economy in the months to come. 

      For more information contact:
      Sam Overly
      415-244-0333

        Your Financial Approach

        We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

        FAMILY
        Taking care of your family and other people in your life
        • Trust & Estate Planning Services4
        • Education Funding1
        • Insurance3
        HEALTH
        Planning for healthcare expenses now and in the future
        • Long-term Care Insurance3
        • Health Savings Account2
        • Disability Insurance3
        HOME
        Upsizing, downsizing, remodeling or buying a vacation home
        • Home Loans2
        • Home Equity Lines of Credit2
        • Securities-Based Lending2
        • Credit Cards2
        WORK
        Working in retirement, selling or starting a business
        • Bank of America Business Banking2
        • Exchange Funds1
        • Concentrated Stock Management1
        • Succession Planning1
        LEISURE
        Spending your free time in meaningful ways
        • Credit Cards2
        • Securities-Based Lending2
        • Structured Lending2
        GIVING
        Volunteering, mentoring others and giving to charities
        • Donor-Advised Funds4
        • Private Foundations4
        • Charitable Trusts4
        FINANCE
        Using your finances to bring it all together
        • Merrill Investment Accounts1
        • Investment Advisory Accounts1
        • Alternative Investments1
        • Exchange-Traded Funds1
        • Mutual Funds1
        • Closed-end Funds1
        • Fixed Income Products1
        • Options1
        • Annuities3
        • Impact Portfolios1
        • Market-Linked Investments1
        • Securities-Based Lending2
        • Margin1
        • Home Loans2
        • Bank of America Checking and Savings Accounts2
        • Credit Cards2
        • Online Account Access1,2

        1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
        2 Banking, mortgage and home equity products offered by Bank of America, N.A.
        3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
        4 Trust and fiduciary services are provided by Bank of America Private Bank.

        Staying on Track

        We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.


        Periodic reviews to help you
        stay on track

        We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.


          Monitoring changes in your life
          and to your goals

          Your life and goals change. As these changes occur, we can update your approach to reflect them.

          Wealth Management Your Way

          MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

          Your advisor is a click away within our site or mobile apps

          You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

          Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

            Let’s Have a Conversation

            Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

            Why Merrill?

            As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


            Merrill_Capabilities_Brochure.png  

            We put you first, every day.
            Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

            Personalized advice from a dedicated financial advisor.

            We get to know you and your family, your financial situation and what matters most to you.

            A comprehensive approach, built around your life’s priorities.

            Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

            Adjusting your investment approach as your life and the markets change.

            We will work to help you stay on track, regardless of what the markets are doing.