Philosophy

We strive to treat clients with the care and attention we would our own family members. Our team is committed to building strong relationships that can reach into many aspects of your financial life. They offer their knowledge, objectivity and individual strengths to help your financial life run smoothly.

In our experience, wealth has a way of touching the lives of the people you care about most. We are committed to being a financial advisor for your entire family, helping you create strategies – both long- and short-term – designed to target each of your goals, including the charitable causes you wish to champion.  By leveraging the insights of Merrill and with access to the banking, credit and lending of Bank of America, our team can help create your financial approach and streamline the process of helping you address virtually any financial need.

Our Approach

Helping you start on the proper footing
If you’ve cooked a special meal for company or have watched a chef on the food network, you can appreciate the value of preparation. That’s why our team expends significant effort to help build a complete picture of your financial life before offering any investment advice. In addition to considering traditional measures, such as income, assets, pensions and expenses, our analysis can include:

• Social security and Medicare benefits
• Long-term care and insurance policies
• Real estate and mortgages
• Education funding needs
• Business ownership and executive benefits
• Any trusts or other forms of inheritance

Sweating the details is one of the most important things we can do to help you design a financial approach that we believe is right for you.

Helping you align your goals with the funding to support them
We believe your financial approach can touch nearly every aspect of your life. Therefore, we’re not shy about asking you everything there is to know about your goals and dreams, what keeps you up at night and how each member of your family envisions their future. Entrusting us with the important details of your life can be a big ask. We are dedicated to using that information to develop a comprehensive investment approach for the funds you may need to pursue what you want to do.

Helping you adapt to change and uncertainty
We rely on analytics, modeling and stress testing to help anticipate what could jeopardize your financial approach. We also build flexibility into your strategy to help you smoothly navigate the rough patches in life that can make it difficult for you to follow your strategy. Nevertheless, market volatility, changes in career and family milestones can create emotional havoc. Through dialogue and investment education, we can help you develop a thick “investment skin,” an approach designed to help you stay the course when the unexpected occurs.

*Merrill Life Agency's California License Number 0522776

Working With Our Team

We believe working with our team is like having a financial concierge at your disposal. Our financial advisor Nick and client associate Serena Wang work patiently as they strive to help demystify the wealth management process for you. We encourage you to talk with any of us about your needs, strategies and opportunities to help you pursue your goals.