Philosophy

We strive to treat clients with the care and attention we would our own family members. Our team is committed to building strong relationships that can reach into many aspects of your financial life. They offer their knowledge, objectivity and individual strengths to help your financial life run smoothly.

In our experience, wealth has a way of touching the lives of the people you care about most. We are committed to being a financial advisor for your entire family, helping you create strategies – both long- and short-term – designed to target each of your goals, including the charitable causes you wish to champion.  By leveraging the insights of Merrill and with access to the banking, credit and lending of Bank of America, our team can help create your financial approach and streamline the process of helping you address virtually any financial need.

Our Approach

Helping you start on the proper footing
If you’ve cooked a special meal for company or have watched a chef on the food network, you can appreciate the value of preparation. That’s why our team expends significant effort to help build a complete picture of your financial life before offering any investment advice. In addition to considering traditional measures, such as income, assets, pensions and expenses, our analysis can include:

• Social security and Medicare benefits
• Long-term care and insurance policies
• Real estate and mortgages
• Education funding needs
• Business ownership and executive benefits
• Any trusts or other forms of inheritance

*Merrill Life Agency's California License Number 0522776

Working with our team

We believe working with our team is like having a financial concierge at your disposal. Financial advisors Nick and Michelle, and client associate Serena Wang work patiently as they strive to help demystify the wealth management process for you. We encourage you to talk with any of us about your needs, strategies and opportunities to help you pursue your goals.

Focus on Social Impact Investing¹

Some clients feel it is their duty and responsibility to align their investment approach with their values and beliefs. We can help you develop a potential impact investment approach that is focused on helping you pursue your financial goals and consistent with your beliefs. We may discuss with you companies and institutions which may be reflective of your beliefs, but we can also help you eliminate firms from your portfolio whose practices may run counter to your position on issues that are meaningful to you. For example, you may favor investing in companies with diverse boards or policies that are environmentally friendly. With access to the investment insights, manager selection and ongoing investment due diligence from the Bank of America and research from BofA Global Research, we can offer the tools to help you invest your conscious, while pursuing your long-term goals.²

¹ Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other approaches or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG approaches may rely on certain values-based criteria to eliminate exposures found in similar approaches or broad market benchmarks, which could also result in relative investment performance deviating.

² Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.