Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
David joined Merrill Lynch Wealth Management in 1997. He lives in Santa Monica with his wife, Janet, and two sons Jake and Sam. David establishes, grows and maintains a strong client-advisor relationship by providing each client with personal attention and preferred access to the best financial resources in the marketplace. We develop personalized strategic advice to help meet client's complex needs. The clients that we work with include business owners and a select group of high-net-worth individuals, families, and retirees to consult on all aspect of their lives.
He offers a wide range of services including: advising on corporate 401(k) plans, profit sharing plans and defined benefit plans, retirement planning, stock option analysis, alternative investments*, non-profit & endowment, philanthropic strategies, life insurance analysis, residential lending and liability management plus a full complement of wealth preservation and transfer services.
By creating a customized wealth management plan, our team strives to optimize the efficiency of your financial goals and, when necessary, partner with each client's tax and legal advisors to develop tax-efficient financial strategies. David uses proprietary analysis, historical data and Merrill's objective research to create customized investment strategies that are designed to help meet client expectations and long-term goals. Utilizing a disciplined investment process, David helps protect client's basic standard of living; maintain their current lifestyle; and where appropriate, take measured risks to potentially enhance their lifestyle. David's goal is to earn consistent returns by limiting downside risks and volatility.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
State University of New York System at Oswego
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer
Bank of America, N.A.
Employee Benefits Specialist
UHNW Insurance Specialist
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.