Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Stephen Smith is a founder of the Smith & Davis Group at Merrill Lynch. Stephen leads a highly customized approach, working closely with individuals, couples, and families to discern their unique financial goals and challenges so that he can better support them in advancing their distinctive priorities. Collaborative and intuitive, he recognizes that clients’ financial lives have multiple dimensions: emotional, historical, practical, and aspirational. He embeds this understanding within his analysis and outreach, staying apprised of each client’s evolving needs through regular communication, ongoing dialogue, and reliable responsiveness.
Within the team, Stephen is responsible for portfolio design and implementation, tailoring his work to the investment preferences, risk tolerance, cash-flow needs, and timeframes of each client. A firm believer in transparency and openness, he assists clients in weighing their options so that they can become more informed stewards of their wealth. He enjoys applying the knowledge and insights he has gained from direct involvement in the capital markets to help clients pursue their goals more efficiently.
Stephen has worked at Merrill Lynch since 1999. Previously, he held positions in operations and strategic planning for medical engineering and technology firms. He began his career in psychology, serving as the lead clinician for county-based services in Sonoma.
Stephen earned his undergraduate degree in Psychology from Sonoma State University and his M.B.A. from San Francisco State University. He holds the Certified Investment Management Analyst® (CIMA®) designation awarded by the Investments & Wealth Institute™ in conjunction with UC Berkeley School of Business, the Certified Portfolio Manager (CPM®) designation from the Academy of Certified Portfolio Managers in conjunction with Columbia University, and the Certified Plan Fiduciary Advisor (CPFA) designation.
A resident of Santa Rosa for more than 30 years, Stephen is past president of the board of Family Service Agency Sonoma County and currently serves as an advisor to the Investment Committee of Audubon Canyon Ranch. He and his wife Denise have one son, a filmmaker who currently teaches at UC San Diego. In his free time, Stephen enjoys traveling, hiking, listening to music, and spending time with family and friends.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
California State University, San Francisco - MBA
California State University, Sonoma
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We offer you access to the investing insights of Merrill, as well as banking, trust and fiduciary services from Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help you stay on track to achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
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*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Merrill Lynch Wealth Management Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.