Planning for healthcare expenses now and in the future
- Long-term Care Insurance3
- Health Savings Account2
- Disability Insurance3
From the age of 10, I quickly learned how to manage money. My parents gave me a monthly allowance of $40 for all of my expenses, and within the first few months of this allowance, I became familiar with preparing for the unexpected. What I wish I knew then was the importance of having a plan. Because I didn't have a plan with my $40, when I needed to buy new shoes, I had to ask my parents for a loan. I got my new shoes, but my parents took the cost of the shoes out of my next month's allowance. I had new shoes, but now I had less money, meaning, I had less options, and most definitely had no room for fun. Being a kid, I wanted both of those things, and this is where I learned that money needs to have a plan. Since 1987, I have been helping high-net-worth individuals and business owners with all aspects of their financial needs.
UC Santa Barbara
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
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We will work to help you stay on track, regardless of what the markets are doing.
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