Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
The Morris Group is a father-daughter team that takes a multigenerational approach to every facet of the clients wealth management needs.
We place a strong emphasis on retirement planning
• The preparation for retirement
• Transition into retirement
• Living expenses through retirement
• The tax efficient transfer of assets onto the next generation
Paul Morris, CPM® Senior Vice President, Wealth Management Advisor, Senior Portfolio Manager
Paul has been with Merrill Lynch his entire career since starting in the financial service industry in 1984. As the founding partner of the Morris Wealth Management Group, Paul is responsible for the development and implementation of the team’s investment strategy. Paul holds the Certified Portfolio Manager, CPM® designation from the Academy of Certified Portfolio Managers, taught in conjunction with Columbia University; in addition to being qualified as a Senior Portfolio Manager in the Investment Advisory Program.
Paul is a specially qualified Senior Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing his own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Senior Portfolio Managers are provided a high degree of flexibility in constructing portfolios and selecting securities. When servicing clients through the Firm’s Investment Advisory Program, a Senior Portfolio Manager may manage his strategies on a discretionary basis. After meeting certain additional requirements, a Senior Portfolio Manager may use his own strategies to manage the assets of clients working with other Merrill Lynch Advisors. Paul also works closely with clients’ tax and legal advisors to integrate tax and estate planning needs in pursuing long-term investment success.
|Paul is a graduate of University of California Berkeley and holds a MBA from Golden Gate University. Paul holds the series 7, 63, and 65 FINRA registrations. Paul resides in Alamo with his wife Joellen. In his time away from the office, Paul enjoys playing golf, woodworking, backpacking, and spending time with his family.
Annalise Morris, CDFA®, Financial Advisor, Portfolio Advisor
Annalise came to Merrill Lynch in 2015 and joins the Morris Wealth Management Team after working for a luxury retailer for the past 8 years. Annalise works in partnership with Paul to provide wealth management advice and guidance to high net worth clients. Annalise’s focus is on developing long-term relationships through strategic wealth planning, personal retirement analysis, and professional money management for every client’s unique needs.
Additionally, Annalise holds the Certified Divorce Financial Analyst® designation and works with clients and their attorneys to show the long term and short term financial impacts of proposed settlements. Annalise provides clients and attorneys with the following:
•Calculating present value of retirement and pension benefits
•Financial data for Qualified Domestic Relations Order
•Tax minimization strategies
•Equitable buyout strategies for family owned businesses
•Recommendations for maintaining lifestyle after divorce and
Annalise earned her B.A. from San Francisco State University and holds the Series 7, 66 FINRA registrations. Annalise resides in Walnut Creek and enjoys running, cycling, and is an active member in two local nonprofits that support women’s causes.
Alicia Espinoza, Registered Senior Client Associate
Alicia has worked in the financial service industry at Merrill Lynch for 37 years. As a Registered Senior Client Associate, Alicia helps to ensure that each client receives outstanding service and all of their service needs are met. She started in San Francisco before relocating to Walnut Creek in 1996. In addition to being a key part of the Morris Wealth Management Group for the past 20 years, Alicia is a Client Associate Coach to her peers where she facilitates communication, mentors, and assists with the onboarding of new Client Associates.
Alicia was born in San José, Costa Rica and is fluent in Spanish. She graduated from the American Business Academy in Costa Rica before moving to the United States. Alicia holds her Series 7 and 65 FINRA registrations. Alicia resides in Walnut Creek and in her free time enjoys taking long road trips to new destinations, takes pride in her fruit and vegetable garden, and teaching her grandchildren to love nature.
*CPM® is a registered service mark of the Academy of Certified Portfolio Managers.
CDFA® and Certified Divorce Financial Analyst® are trademarks of The Institute for Divorce Financial Analysts™.
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
San Francisco State University
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.