The Barry & Milligan Group

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Merrill Lynch

The Barry & Milligan Group

Wealth Management

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It is our mission to be dedicated advisors —

committed to helping clients organize and simplify their financial lives.

The Barry & Milligan Group

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Clients Are Our Focus

In 2000, Mike Barry and Kelly Milligan formed The Barry & Milligan Group, a dynamic team of financial professionals, with the goal of responding to the unique wealth management needs of clients through collaboration, commitment and caring. We work with a select group of busy individuals with complex financial circumstances, yet little time to devote to managing their financial affairs. Our typical clients include:

  • Corporate executives of publicly traded companies
  • Business owners and entrepreneurs
  • Professionals, such as doctors, attorneys, dentists and certified public accountants
We also assist our clients' companies with the installation and execution of corporate benefit plans.

Our Service Model
Our team has more than 100 years of combined experience offering customized advice and guidance. We are committed to maintaining the highest standards of integrity and professionalism in our relationships with clients. We believe strongly in a collaborative approach: every member of our team is driven to offer thoughtful, personalized advice and guidance to help enhance and simplify our clients’ lives. Our team members also work to obtain advanced professional credentials in order to keep us at the cutting edge of our profession. To help ensure different parts of your wealth management strategies work together as seamlessly as possible, with your permission we collaborate with your lawyers and accountants to help you pursue your financial goals.

*Source: Forbes “Best-in-State Wealth Advisors” ranking was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not representative nor indicative of any one client’s experience, future performance, or investment outcome. Neither Forbes nor SHOOK Research receives compensation in exchange for placement on the ranking. Forbes is a trademark of Forbes Media LLC. All rights reserved.

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Addressing Corporate Executives’ Needs

We understand that as a successful corporate executive you are often time-constrained, and you need to balance multiple professional and personal goals.  We can be of service in helping you prioritize your goals and take the necessary steps to help you actively pursue them.

While unique, your needs as a corporate executive could include any of the following:

  • Reducing the risk of a concentrated stock position that ties you to your company’s performance

  • Navigating and complying with SEC rules, your company’s trading restrictions and equity reporting requirements

  • Developing a long-term financial strategy while addressing day-to-day portfolio management as your career advances and your goals change

  • Gaining easier access to cash so you can live the lifestyle you want, even though your cash flow may be uneven throughout the year

  • Working with you in a time-sensitive manner, knowing that you are extremely busy and your career is a priority
We are well-versed in helping corporate executives with the complexities associated with their compensation packages, including company stock options, restricted stock and nonqualified deferred compensation. When guiding you in developing diversification strategies for these holdings, including 10b5-1 sales plan design and execution, Rule 144 sales, cashless stock exercise and sale, restricted sale or charitable techniques, we also consider your other assets and risk tolerance.

Strengthening Your Business

We understand that closely held businesses can raise a myriad of emotional and financial issues. Our goal is to keep you focused on managing your business while we assist in organizing and growing your personal wealth.

The needs of every business owner are unique, and could include any of the following:

  • Building your business through alternatives besides using your personal assets to build and expand operations. We offer a wide range of credit and lending solutions that can unlock the borrowing power of your business
  • Analyzing and structuring your cash and financing and offering access to working capital through Bank of America N.A, that helps you meet day-today expenses while providing for employees' pay, benefits and costs

  • Establishing a retirement benefits plan to help secure your employees' and your own future

  • Safeguarding your business and your family’s future with business continuation, wealth transfer or succession strategies. We can help you and your employees manage the risks you face with insurance coverage, estate planning services, as well as personalized wealth management strategies

We provide access to Bank of America and Merrill Lynch's vast network of specialists and business professionals to tailor our advice and guidance to serve your specific needs. For example, if you are preparing a business for sale, we collaborate with Bank of America Merrill Lynch’s Global Banking and Markets Group for guidance on mergers, acquisitions and initial public offerings.

*Merrill Lynch Life Agency's California License Number 0522776 

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Financial Care for Professionals

Physicians, attorneys, certified public accountants and other professionals lead extremely busy lives and are focused on the urgent needs of their clients and patients. We recognize the demands of managing your own day-to-day financial needs—as well as your long-term goals—may seem insignificant compared to your professional obligations.

Professional's needs are unique and could include any of the following:

  • Minimizing your income tax liability by developing strategies in collaboration with your tax professionals
  • Analyzing and structuring your cash and financing and offering access to working capital through Bank of America that helps you meet day-to-day expenses while providing for employees' pay, benefits and costs.
  • Transferring wealth and securing your family’s legacy, with the assistance of Bank of America specialists, through the establishment of family foundations, donor-advised and other charitable trusts
  • Establishing a retirement benefits plan to help secure your employees’ and your own future
  • Accessing lending services through our Wealth Management Lending Officer, who can offer an expansive array of home financing, and credit and lending services, including securities-based lending.  We also help you leverage Bank of America Merrill Lynch’s commercial bank to offer commercial property lending, lines of credit and cash management
Making appropriate financial decisions now could impact the financial well-being of you and your family for years to come.  Drawing upon our extensive experience and capabilities, our team of professionals work with you to help you benefit from your life's work.

*The Wealth Management Lending Officer does not offer investment advice, nor make recommendations on investment products.

 

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Helping Meet the Needs of Executives and Plan Sponsors

Robust benefits packages are often a crucial part of business strategy - helping employers recruit and retain employees and assisting employees to pursue personal financial goals. Today’s rapidly changing regulations, reporting requirements and heightened fiduciary concerns demand more time from plan sponsors than ever before.

In addition to our wealth management capabilities, both Michael Barry and Kelly Milligan hold the Certified 401(k) Professional C(k)P® designation, and have extensive experience providing guidance on a broad array of corporate benefits, including defined contribution, defined benefit, nonqualified deferred compensation and executive trading programs.  Our process consists of:

  • Needs Assessment to evaluate your plan’s effectiveness, compared with others in the industry. For new plans, we evaluate your business requirements to determine the appropriate retirement plan program
  • Plan Design and Implementation including construction and review of investment menus and education for individual plan participants
  • Plan Investment Monitoring using a disciplined process through which we can make fund recommendations, based on performance
  • Employee Communication and Education including enrollment meetings and ongoing seminars to educate employees about using the plan, including choosing distribution elections

We also work with specialists from Merrill Lynch's Executive and Equity Plan Services group to help you design and administer benefit programs critical to your company's success.

Meet Our Team

Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

William Michael Barry

William Michael Barry

Wealth Management Advisor

925.945.4834
Kelly D Milligan

Kelly D Milligan

Wealth Management Advisor

925.945.4811
Susan  Mazzetti

Susan Mazzetti

Senior Financial Advisor

925.945.4880
Melissa  Yue

Melissa Yue

Financial Advisor

925.946.3099
Jennifer A Van Til

Jennifer A Van Til

Registered Senior Client Associate

925.945.4889
Ricamia A Untari-Tanod

Ricamia A Untari-Tanod

Client Associate

925.946.3086
Courtney Rapa

Courtney Rapa

Registered Senior Client Associate

925.988.2114

Additional Resources

The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.

Samantha C Sylvester

Samantha C Sylvester

Trust Specialist

Donald E Hinton

Donald E Hinton

Senior Wealth Management Lending Officer NMLS # 455106

Your Financial Strategy

We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

FAMILY
FAMILY
Taking care of your family and other people in your life
  • Trust & Estate Services2
  • Education Funding Strategies1
  • Insurance3
HEALTH
HEALTH
Planning for healthcare expenses now and in the future
  • Long-term Care Insurance3
  • Health Savings Account2
  • Disability Insurance3
HOME
HOME
Upsizing, downsizing, remodeling or buying a vacation home
  • Home Loans2
  • Home Equity Lines of Credit2
  • Securities-Based Lending2
  • Credit Cards2
WORK
WORK
Working in retirement, selling or starting a business
  • Bank of America Business Banking2
  • Exchange Funds1
  • Concentrated Stock Management1
  • Succession Planning1
LEISURE
LEISURE
Spending your free time in meaningful ways
  • Credit Cards2
  • Securities-Based Lending2
  • Structured Lending2
GIVING
GIVING
Volunteering, mentoring others and giving to charities
  • Donor-Advised Funds2
  • Private Foundations2
  • Charitable Trusts2
FINANCE
FINANCE
Using your finances to bring it all together
  • Merrill Lynch Investment Accounts1
  • Investment Advisory Accounts1
  • Alternative Investments1
  • Exchange-Traded Funds1
  • Mutual Funds1
  • Closed-end Funds1
  • Fixed Income Products1
  • Options1
  • Annuities3
  • Impact Portfolios1
  • Market-Linked Investments1
  • Securities-Based Lending2
  • Margin1
  • Home Loans2
  • Bank of America Checking and Savings Accounts2
  • Credit Cards2
  • Online Account Access1,2

1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

Staying on Track

We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.

Regular reviews to help you stay on track
Regular reviews to help you stay on track

We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.

  • Sample client review agenda
  • Sample Wealth Outlook Report
Monitoring changes in your life and to your goals
Monitoring changes in your life and to your goals

Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.

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Access to what you need, when you need it

MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

  • Your advisor is never more than a click away within our site or mobile apps
  • Manage account security with our customizable security capabilities such as touch id, one time passcode, and other security features
  • Access to your complete financial life is available with My Financial Picture, Merrill Lynch’s asset aggregation tool

*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill Lynch?

As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.


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We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.





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Personalized advice from a dedicated financial advisor.

Getting to know you is our primary goal.

A comprehensive approach, built around your life’s priorities.

Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.

Adjusting your plan as your life and the markets change.

We will work to help you stay on track, regardless of what the markets are doing.