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Personalized advice from a dedicated financial advisor.
We get to know you and your family, your financial situation and what matters most to you.
Tune out the noise: Wealth planning for the year ahead
Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.
Tune out the noise: Wealth planning for the year ahead
Hear from a panel of experts as they explore how rising interest rates, high inflation and increased volatility are impacting the economy, how family dynamics are changing estate planning and hear some actionable strategies for investors to consider in 2023.
Morasky Clay Figaro Wealth Management
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Merrill Lynch
Wealth Management
Morasky Clay Figaro Wealth Management is committed to providing you with a high quality wealth planning experience. We strive to help you achieve your goals, while making the complexities of your financial life easy to understand.
Morasky Clay Figaro Wealth Management
About Us
With offices in Walnut Creek, California and Madison, Wisconsin, our diverse team has more than 100 years of combined industry experience. Many of us hold various designations consisting of the following:
• CERTIFIED FINANCIAL PLANNER, CFP® certification
• Certified Private Wealth Advisor, CPWA®
• Chartered Retirement Planning Counselor, CRPC
• Certified Plan Fiduciary Advisor, CPFA®
• Accredited Asset Management Specialist, AAMS designations.
Together, we are committed to managing your total financial situation, going beyond the single dimension of investments to integrate all of the pieces of your financial life.
Asset Management
We help clients optimize their investments through low cost, globally diversified portfolios that are regularly rebalanced. Like many endowments and institutions, we believe in the appropriate use of alternative investments such as private equity and commercial real estate to potentially enhance returns and reduce volatility. We also actively employ tax minimization strategies for our clients, many times in collaboration with their tax professional.
*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.
Corporate Executives
The corporate executives we serve look to us to help simplify the increasing complexity of their financial lives. We offer advice on their suite of corporate benefits, including:
• Concentrated stock strategies
• Restricted Stock Unit (RSU) analysis
• Option award valuation
• Non-Qualified Deferred Compensation (NQDC)
• Employee Stock Purchase Plans (ESPP)
• Net Unrealized Appreciation (NUA) analysis
Business Owners
We understand that the needs of every business owner are unique. We advise entrepreneurs and private business owners in various ways, including:
• Structuring corporate benefit plans
• Identifying insurance strategies for key employees
• Managing liquidity during the sale or restructuring of the business
• Collaborating with Bank of America to address cash flow and lending needs
Merrill Life Agency's California License Number: 0522776
Meet Our Team
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Donald E Hinton
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #455106
Create a plan that is all about you.
Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.
Staying on Track
We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
Reviews to help you
stay on track
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Changes in your life
and to your goals
Your life and goals change. As these changes occur, we can update your approach to reflect them.
#DigitalMerrill
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
Let’s Have a Conversation
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
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Why Merrill?
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.
Transcript of Video
No question too big or moment too small
For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.
The Power of the Right AdvisorTM
Working with a dedicated Merrill advisor means you get personalized investment strategies from Merrill plus access to comprehensive financial solutions only Bank of America can deliver.
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