Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
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With offices in Walnut Creek, California and Madison, Wisconsin, our diverse team has more than 100 years of combined industry experience. Many of us hold various designations consisting of the following:
• CERTIFIED FINANCIAL PLANNER (CFP®) certification
• Certified Private Wealth Advisor (CPWA®)
• Chartered Retirement Planning Counselor (CRPC®)
• Certified Plan Fiduciary Advisor (CPFA®)
• Accredited Asset Management Specialist (AAMS®) designations.
Together, we are committed to managing your total financial situation, going beyond the single dimension of investments to integrate all of the pieces of your financial life.
We help clients optimize their investments through low cost, globally diversified portfolios that are regularly rebalanced. Like many endowments and institutions, we believe in the appropriate use of alternative investments such as private equity and commercial real estate to potentially enhance returns and reduce volatility. We also actively employ tax minimization strategies for our clients, many times in collaboration with their tax professional.
The corporate executives we serve look to us to help simplify the increasing complexity of their financial lives. We offer advice on their suite of corporate benefits, including:
• Concentrated stock strategies
• Restricted Stock Unit (RSU) analysis
• Option award valuation
• Non-Qualified Deferred Compensation (NQDC)
• Employee Stock Purchase Plans (ESPP)
• Net Unrealized Appreciation (NUA) analysis
We understand that the needs of every business owner are unique. We advise entrepreneurs and private business owners in various ways, including:
• Structuring corporate benefit plans
• Identifying insurance strategies for key employees
• Managing liquidity during the sale or restructuring of the business
• Collaborating with Bank of America to address cash flow and lending needs
Merrill Life Agency's California License Number: 0522776
Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer
Bank of America, N.A.
Structured Credit Executive
Bank of America, N.A.
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We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
Your advisor is a click away within our site or mobile apps
You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features
Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
We put you first, every day.
We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.