Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
Michael Karhanek leads a team providing customized wealth management services. He has committed himself to his clients’ financial objectives and needs since the early 1980’s, beginning in 1981 when he received his Series 7 FINRA registration. In 1985, Michael acquired his Chartered Life Underwriter® designation from the American College. He continued on at the American College to receive his Chartered Financial Consultant® designation in 1987. His team oversees more than $350,000,000 in assets as of April 1, 2018.
Michael and his professional team strive to enhance your wealth to meet important financial objectives and conserve your assets by utilizing appropriate risk management techniques as determined according to your unique situation. Michael is able to work with your outside advisors to help develop a well-rounded and effective plan that allows for wealth to be acquired, maintained, and passed on to children and/ or philanthropic entities. Michael utilizes Merrill Lynch and Bank of America specialists, including a portfolio manager, investment specialist, trust and estate specialist, life insurance specialist, a Wealth Management Lending Officer, and personal assistant. These internal specialists help create customized strategies to help you meet your financial objectives.
Backed by the intellectual capital of Bank of America/Merrill Lynch, a global financial services company, Michael and his team combine the reach and resources of a mega bank with a community banking spirit. Michael’s mission is to provide you with predictable and increasing income over time, due to investment portfolio appreciation. Along with his partner, Darren Schwartz, he operates the Karhanek-Schwartz Wealth Management Group, offering skilled wealth management, wealth preservation, and wealth transfer services to a diverse and select handful of wealthy families, working professionals, non-profits, and foundations.|
I follow the deep-seated Merrill Lynch tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
Evanston High School
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We offer you access to the investing insights of Merrill Lynch, trust and fiduciary services from U.S. Trust, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, I can help you create a financial strategy that reflects your personality. Only then can I offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.