Now’s the time to have the bull at your back, with Merrill.

Now’s the time to have the bull at your back, with Merrill.

Merrill believes the future is bullish, even in the most unpredictable of markets. To see you through uncertainty and help you to find opportunities, we invite you to check out the latest investment insights from our Chief Investment Office.

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Merrill Lynch
Wealth Management

Our team is comprised of talented and experienced advisors committed to building strong client relationships based on trust and personalized service.

Our Videos

Insights, observations, and ideas to help you in your pursuit of your financial goals.

Important Video Disclosures

We will help you organize your financial life to achieve what’s most important to you and your family.

Take charge of your financial future with a plan that is all about you.

Face your challenges with the resources of one of the world's largest financial institutions at your back.

My team and I will help you fulfill your vision for your family's financial future.

Recognition

Merrill is proud of our advisors who’ve received recognition from financial industry publications or directly from Bank of America Corporation. We believe they are setting the standard for exemplary client service.

Scott G Beckley

Forbes "Best-in-State Wealth Advisors" 2022
Published on April 7, 2022.  Rankings based on data as of June 30, 2021.

Forbes "Best-in-State Wealth Advisors" 2021
 Published on February 11, 2021. Rankings based on data as of June 30, 2020.

Click here to learn more about advisor recognitions

Meet Our Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Kathryn Roth

Wealth Management Banking Specialist

Merrill

Ross Morand

Alternative Investments Regional Specialist

Bank of America, N.A.

Patrick Carpio

Associate Investment Advisory Specialist

Merrill

Where do we begin? It starts with you.

At Merrill Lynch Wealth Management, your financial advisor focuses on the things you care about most- family, goals and priorities - even as they change over the years.

Understanding Your Life

Value Proposition

We want to help our clients experience an intimate relationship with our team, while capitalizing on the breadth of capabilities within a global bank, financial institution, and asset management company.

We offer a family-office-like service to our clients, including: 

1. Wealth Management Planner – As your personal financial advisor, we use a financial plan to articulate how each financial decision impacts your overall financial security. We focus on positive outcomes to what matters most to your family:  education of future generations, buying a second home, investing in other businesses, and managing retirement cash flow and risk management.

2. Personal Banker – We can facilitate and take care of all credit and balance sheet management including mortgages, credit cards, basic banking, bill payment etc. We are a one-stop destination for your banking and investment management needs.

3. Investment Advisory Services – By having a clear understanding of your financial goals, our focus is to help secure, improve and preserve your investment assets, while managing your risk through an appropriate asset allocation and diversified portfolio. We use some of the best money managers. We are fortunate to have clients living throughout the USA, so you can be assured that you have a financial advisor near you.

4. Liability Management – We can manage both sides of your balance sheet. With the backing of Bank of America and our lending division, we are a first class lender for your mortgage, home equity lines of credit, or securities based lending on your investments.

5. Philanthropic Consultant – We assist families in their philanthropic pursuits to establish a family legacy, as well as, invest in the charitable causes that are most important to you. 

In summary, our clients become our friends over time. We feel that our experience, education and CRPC and CFP professional designations, combined with our decades of work experience, can deliver to your family a customized financial plan that will weather the volatile markets. We are steadfast in our commitment and passion to help our clients reach their goals.  We provide the most salient advice and take great pride in celebrating your life events and accomplishments of your goals.  Act now!  Please reach out to our team for a confidential discussion about your wealth plan, asset management, review of your portfolio, and retirement, estate, and legacy planning strategies.

Philosophy

Life is always changing and growing more complex. Your needs and priorities specific to your family, work, health and home are continuously evolving. And since your finances are so deeply connected with the rest of your life, an investment approach that is specific to your unique situations can be helpful. Even if you’re accustomed to managing your wealth on your own, you may find value in having a relationship with someone who understands your priorities and who has the knowledge and resources to help you make more informed decisions, no matter where in your life you are.

Approach

We believe an effective approach to wealth management requires working closely with you to help identify and define your goals.

Our  job is to first understand what matters most to you. We will work together to create a financial approach that reflects your investment personality and is built around your life priorities.

Our approach is to help you pursue your goals by providing customized service and potential investment solutions. Whether you are focused on building, preserving or transferring wealth we are committed to helping you address your financial objectives at every stage of your life.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

Using the broad investing resources of Merrill, we can also assist with potential solutions for income management, education funding, retirement income planning, and guidance for executives with concentrated stock positions, traditional and alternative investments, wealth transfer and estate planning services. And with your permission we can also work closely with your other professionals, such as attorneys, accountants and specialists, to help you pursue your goals.

DISCLOSURE: Some or all alternative investments may not be appropriate for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other appropriate investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



    Changes in your life
    and to your goals

    Your life and goals change. As these changes occur, we can update your approach to reflect them.

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    #DigitalMerrill

    MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

    Your advisor is a click away within our site or mobile apps

    You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

    Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

      Let’s Have a Conversation

      Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

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      Why Merrill?

      As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


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      We put you first, every day.
      Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.


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      Transcript of Video 

      No question too big or moment too small

      For every question you have, every decision you make and every answer you need, we are with you to listen and help guide you along the many paths your life can take. Watch this video to see some questions we can address together.

      Personalized advice from a dedicated financial advisor.

      We get to know you and your family, your financial situation and what matters most to you.

      A comprehensive approach, built around your life’s priorities.

      Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.

      Adjusting your investment approach as your life and the markets change.

      We will work to help you stay on track, regardless of what the markets are doing.