Taking care of your family and other people in your life
- Trust & Estate Planning Services4
- Education Funding1
3555 Stanford Road
Suite 100 & 101
Fort Collins, CO 80525
Connect with me on LinkedIn
Listen first and talk later
Understand where you are, where you want to be and help you "connect the dots"
Highly experienced advisor with business management and CPA background (*)
Area of focus - long term care planning strategies
My goal is to deliver to you what I would expect from my financial advisor – a focus on developing a relationship that extends far beyond investments and includes a deep understanding of who you are, what you are trying to achieve and what is required to get there. This core belief has guided me since becoming a financial advisor in 2004.
My time as a financial advisor and my background earning an MBA, being a CPA (*) at Deloitte & Touche and my 17 years at Hewlett-Packard, including my role as a director, have served me well in my role as a financial advisor. I bring to bear a unique combination of skills as an experienced advisor, a business management background and accounting and tax experience. Most importantly, a key tenet of mine is to “listen first and talk later”.
I am backed by one of the largest and most sophisticated financial service firms in the industry. I offer traditional brokerage and investment banking services including investments, life insurance and long term care insurance. In addition, Merrill Lynch Wealth Management is part of Bank of America so I work closely with Wealth Management Lending Officers(**)from Bank of America, N.A. who can provide strategic and personalized home financing guidance focused on your needs.
One of the most enjoyable parts of my job is talking with clients, both on a professional and personal basis. I believe that getting to know each other on a personal level builds a shared trust and mutual respect that allows me to better serve my clients.
I combine my understanding of you with my experience and knowledge to construct a goals-based plan that quantifies what is needed to reach your goals and measures our progress. I chose to become a financial advisor because I find the process of helping clients achieve their lifelong goals the most rewarding profession of my career.
I graduated as valedictorian of the College of Business at Utah State University with a B.S. degree in accounting and received an M.B.A. degree from the University of California-Berkeley. I am a charter member of WomenGive, a United Way organization which began in 2006 and focuses on providing childcare scholarships for single parents who are pursuing a college degree. I have been a member of the Foothills Rotary Club of Fort Collins since 2004, served as president FY2016-'17 and was named 2017 District President of the Year. While I was the president, my club launched the Fort Collins Ale Trail which is an app you download to your smartphone. Upon making a $20 donation, the user is entitled to 2:1 beers at 26 microbreweries and all the net proceeds go to charity. In 2018, we launched the Rotary Foodie Trail. Since inception May 2017 - Dec. 31, 2019, we have donated over $47,000 to charity.
My hobbies include traveling, jogging, mountain biking, yoga and downhill skiing, especially in Steamboat Springs, Colorado, where we own a mountain home. My husband Scott and I took our two daughters and visited Antarctica in 2019 and achieved our goal of traveling to all 7 continents. We live in Fort Collins, Colorado. Our oldest daughter graduated from the School of Journalism at the University of Missouri, was a reporter for 4 years and is now in marketing at a tech startup JumpCloud. The younger just graduated summa cum laude from University of Colorado-Boulder majoring in mechanical engineering and applied math. She will be working at Answer Engineering, an aviation and aerospace engineering consulting firm in Englewood, Colorado.
(*) Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
(**) Wealth Management Lending Officers do not offer investment advice, nor make recommendations on investment products.
(***) Jacque Niedringhaus NMLS#1233333
When I served as President of the Foothills Rotary Club of Fort Collins in 2017, I wanted a fundraiser that involved and benefited the local community. Given the abundance of world class craft beer destinations in the Fort Collins area, our club teamed with 30 local microbreweries and brewpubs to create the Fort Collins Ale Trail, an app you download from iTunes or Google Play Store (search for Donor Trail) to your mobile phone. In the app, you have the option to purchase the pass for $20 and, by doing this, you will receive offers now worth over $200 including 2-for-1 beers at now 25 of the breweries as well as discounts from sponsors. In 2018, we launched the Rotary Foodie Trail, which now has 20 participating restaurants. The best part of this is that all the net profits go to charities selected by our club and by the microbrewery partners and the user gets to select from when they purchase the app. Since inception May 2017 - Dec 2019, we have given over $47,000 to charity.
University of California-Berkeley
Utah State University
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Supported by the global resources of Merrill, my team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wealth Management Banking Specialist
Senior Wealth Management Lending Officer
Bank of America, N.A.
We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.
We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.
Your life and goals change. As these changes occur, we can update your approach to reflect them.
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Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together I can help you create a financial approach that reflects your personality. Only then can I offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.
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We get to know you and your family, your financial situation and what matters most to you.
Drawing from our experience and the best thinking of Merrill, together we will design an approach that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.