Taking care of your family and other people in your life
- Trust & Estate Services2
- Education Funding Strategies1
For over 30 years, a select and knowledgeable clientele has turned to Vacheron DiSabato & Associates at Merrill Lynch for sophisticated wealth management. Offering a boutique-like approach and an overarching commitment to outstanding service, our team is skilled in bringing focus and structure to the complex wealth management needs of business leaders, investors, philanthropists and affluent families.
Our background gives us the ability to help you better target your current goals — and to anticipate what opportunities and interests may surface in future years. With perspective and experience gained from serving clients during a variety of market conditions, we can help you prepare for an evolution of your wealth and goals over your lifetime — and for generations to come.
Many clients we work with are busy, savvy people who need help to stay organized, avoid pitfalls and identify key opportunities. Managing wealth can be complex and time-consuming. At your request, we can coordinate with your other professional advisors, such as your CPA and attorney, so that we can help you with each stage of your financial life, including the accumulation, preservation and tax-efficient distribution of wealth. We can also work with you and your family to help you leave a lasting legacy by providing access to estate planning services.
Services to simplify your financial life
We can offer you the professional guidance and access to services you need for:
We find that many clients are clear on how they want to use their wealth today, but need guidance in charting a course for the future. Much of our work is based on a deep understanding of your life, needs and dreams, as well as your risk profile, liquidity needs and time horizon. As we get to know you, we will ask these questions:
We approach investing by asking what could go wrong. Over three decades we have seen many mistakes made and have developed the following beliefs about investing:
Supported by the global resources of Merrill Lynch, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.
The following specialists do not make securities recommendations. Please contact your Financial Advisor if you have questions about how a specialist might be able to assist you.
Senior Wealth Management Lending Officer
We along with your tax professional can help you understand how it might affect your investment strategy
We offer you access to the investing insights of Merrill Lynch and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.
1Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2Banking products are offered by Bank of America, N.A.
3Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
We understand that both your life and the financial markets can change over time. By periodically checking in to discuss changes in your life and revisiting your financial strategy, our goal is to help give you peace of mind* that you're on track to help achieve what's most important to you.
We'll meet with you periodically to review your goals and the progress you’ve made toward reaching them. We'll also discuss any adjustments needed to your financial strategy to help you stay on course.
Your life and goals change. We can help you keep track of these changes so they can be reflected in your financial strategy.
MyMerrill is your destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.
*Peace of mind is an aspirational state of mind that clients hope to achieve. There are no guaranteed results following completion of the Goals-Based Wealth Management process because markets can fluctuate and investments can lose value. Advisors work with clients to help them understand how the goals based wealth management process can help to address their concerns, financial situation and priorities.
Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.
As Merrill Lynch financial advisors, we will sort through the financial complexities of your life, helping you build a customized investment strategy to pursue your goals.
We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch financial advisor.
Getting to know you is our primary goal.
Drawing from our experience and the best thinking of Merrill Lynch, we will build a strategy that reflects your unique needs, priorities and financial situation.
We will work to help you stay on track, regardless of what the markets are doing.